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A conceptual paper on factors influencing financial institutions on lending technologies to technology-based SMEs in the northern region of Malaysia

The 2nd International Conference on the Roles of Humanities and Social Science in Engineering (ICoHSE 2010) organized by Universiti Malaysia Perlis (UniMAP), 12th - 14th November 2010 at Bayview Beach Resort, Penang, Malaysia.

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Bibliographic Details
Main Authors: Wan Sallha, Yusoff, Chuthamas, Chittithaworn, Noor Asliza, Abdul Rahim
Format: Working Paper
Language:English
Published: Universiti Malaysia Perlis (UniMAP) 2011
Subjects:
International Conference on the Roles of Humanities and Social Science in Engineering (ICoHSE 2010)
Small and Medium Enterprises (SMEs)
Financial institution
Northern Malaysia
Technological issues
Online Access:http://dspace.unimap.edu.my/xmlui/handle/123456789/11774
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spelling my.unimap-117742011-05-11T03:58:48Z A conceptual paper on factors influencing financial institutions on lending technologies to technology-based SMEs in the northern region of Malaysia Wan Sallha, Yusoff Chuthamas, Chittithaworn Noor Asliza, Abdul Rahim International Conference on the Roles of Humanities and Social Science in Engineering (ICoHSE 2010) Small and Medium Enterprises (SMEs) Financial institution Northern Malaysia Technological issues The 2nd International Conference on the Roles of Humanities and Social Science in Engineering (ICoHSE 2010) organized by Universiti Malaysia Perlis (UniMAP), 12th - 14th November 2010 at Bayview Beach Resort, Penang, Malaysia. The unavailability of external financing and lack of access to formal finance are topics of significant research interest to academicians and important issues to policy makers around the globe. However compared to large firms, SMEs frequently tend to report financing as amajor obstacle. The financial constraints of SMEs to access to finance are beyond question by many researchers. Thus, this study attempts to discuss the factors that lead to influence financial institutions in lending technologies to provide finance to SMEs in Malaysia. The methodologies on the relationship between the requirements of financial institutional and the type of lending technologies provided for SMEs is illustrate. This conceptual paper is aimed to improved the theoretical parts of analysis, on the factors influencing Financial Institutions on lending technologies to technology-based SMEs in the northern region of Malaysia and identify the challenges issues regarding the requirements of financial providers based on the lending technologies adoption, be it transaction lending or relationship lending. Furthermore, the methodologies will also be able to assist researchers to get more information on the unique needs for finance of SMEs and tailor the finance providers’ requirements to be SMEs friendlier i.e. better meet SMEs ability and needs in order to achieve win-win situation. 2011-05-11T03:58:47Z 2011-05-11T03:58:47Z 2010-11-12 Working Paper http://hdl.handle.net/123456789/11774 en Proceedings of the International Conference on the Roles of the Humanities and Social Sciences in Engineering (ICoHSE 2010) Universiti Malaysia Perlis (UniMAP) Centre for Communication Skills and Entrepreneurship
institution Universiti Malaysia Perlis
building UniMAP Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Malaysia Perlis
content_source UniMAP Library Digital Repository
url_provider http://dspace.unimap.edu.my/
language English
topic International Conference on the Roles of Humanities and Social Science in Engineering (ICoHSE 2010)
Small and Medium Enterprises (SMEs)
Financial institution
Northern Malaysia
Technological issues
spellingShingle International Conference on the Roles of Humanities and Social Science in Engineering (ICoHSE 2010)
Small and Medium Enterprises (SMEs)
Financial institution
Northern Malaysia
Technological issues
Wan Sallha, Yusoff
Chuthamas, Chittithaworn
Noor Asliza, Abdul Rahim
A conceptual paper on factors influencing financial institutions on lending technologies to technology-based SMEs in the northern region of Malaysia
description The 2nd International Conference on the Roles of Humanities and Social Science in Engineering (ICoHSE 2010) organized by Universiti Malaysia Perlis (UniMAP), 12th - 14th November 2010 at Bayview Beach Resort, Penang, Malaysia.
format Working Paper
author Wan Sallha, Yusoff
Chuthamas, Chittithaworn
Noor Asliza, Abdul Rahim
author_facet Wan Sallha, Yusoff
Chuthamas, Chittithaworn
Noor Asliza, Abdul Rahim
author_sort Wan Sallha, Yusoff
title A conceptual paper on factors influencing financial institutions on lending technologies to technology-based SMEs in the northern region of Malaysia
title_short A conceptual paper on factors influencing financial institutions on lending technologies to technology-based SMEs in the northern region of Malaysia
title_full A conceptual paper on factors influencing financial institutions on lending technologies to technology-based SMEs in the northern region of Malaysia
title_fullStr A conceptual paper on factors influencing financial institutions on lending technologies to technology-based SMEs in the northern region of Malaysia
title_full_unstemmed A conceptual paper on factors influencing financial institutions on lending technologies to technology-based SMEs in the northern region of Malaysia
title_sort conceptual paper on factors influencing financial institutions on lending technologies to technology-based smes in the northern region of malaysia
publisher Universiti Malaysia Perlis (UniMAP)
publishDate 2011
url http://dspace.unimap.edu.my/xmlui/handle/123456789/11774
_version_ 1643790237856432128
score 13.214268

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