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A conceptual paper on factors influencing financial institutions on lending technologies to technology-based SMEs in the northern region of Malaysia

International Conference on the Roles of the Humanities and Social Sciences in Engineering (ICoHSE) 2010 organized by The Centre for Communication Skills and Entrpreneurship and The School of Business Inovation and Technopreneurship, Universiti Malaysia Perlis, 12th - 14th November 2010 at Bayview B...

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Main Authors: Wan Sallha, Yusoff, Chuthamas, Chittithaworn, Noor Asliza, Abdul Rahim
Other Authors: wansallha@unimap.edu.my
Format: Working Paper
Language:English
Published: Universiti Malaysia Perlis (UniMAP) 2010
Subjects:
Financial institution
Northern region
Semi Medium Enterprises (SMEs)
International Conference on the Roles of the Humanities and Social Sciences in Engineering (ICoHSE)
Online Access:http://dspace.unimap.edu.my/xmlui/handle/123456789/10376
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spelling my.unimap-103762010-12-23T01:38:36Z A conceptual paper on factors influencing financial institutions on lending technologies to technology-based SMEs in the northern region of Malaysia Wan Sallha, Yusoff Chuthamas, Chittithaworn Noor Asliza, Abdul Rahim wansallha@unimap.edu.my asliza@unimap.edu.my Financial institution Northern region Semi Medium Enterprises (SMEs) International Conference on the Roles of the Humanities and Social Sciences in Engineering (ICoHSE) International Conference on the Roles of the Humanities and Social Sciences in Engineering (ICoHSE) 2010 organized by The Centre for Communication Skills and Entrpreneurship and The School of Business Inovation and Technopreneurship, Universiti Malaysia Perlis, 12th - 14th November 2010 at Bayview Beach Resort at Penang, Malaysia. The unavailability of external financing and lack of access to formal finance are topics of significant research interest to academicians and important issues to policy makers around the globe. However compared to large firms, SMEs frequently tend to report financing as a major obstacle. Thus, this study attempts to discuss the factors that lead to influence financial institutions in lending technologies to provide finance to SMEs in Malaysia. The methodologies on the relationship between the requirements of financial institutional and the type of lending technologies provided for SMEs is illustrate. This conceptual paper is aimed to improved the theoretical parts of analysis, on the factors influencing Financial Institutions on lending technologies to technology-based SMEs in the northern region of Malaysia and identify the challenges issues regarding the requirements of financial providers based on the lending technologies adoption, be it transaction lending or relationship lending. Furthermore, the methodologies will also be able to assist researchers to get more information on the unique needs for finance of SMEs and tailor the finance providers’ requirements to be SMEs friendlier i.e. better meet SMEs ability and needs in order to achieve win-win situation. 2010-12-23T01:34:39Z 2010-12-23T01:34:39Z 2010-11-12 Working Paper http://hdl.handle.net/123456789/10376 en Proceedings of the 2nd International Conference on the Roles of the Humanities and Social Sciences in Engineering (ICoHSE) 2010 Universiti Malaysia Perlis (UniMAP) The Centre for Communication Skills and Entrepreneurship
institution Universiti Malaysia Perlis
building UniMAP Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Malaysia Perlis
content_source UniMAP Library Digital Repository
url_provider http://dspace.unimap.edu.my/
language English
topic Financial institution
Northern region
Semi Medium Enterprises (SMEs)
International Conference on the Roles of the Humanities and Social Sciences in Engineering (ICoHSE)
spellingShingle Financial institution
Northern region
Semi Medium Enterprises (SMEs)
International Conference on the Roles of the Humanities and Social Sciences in Engineering (ICoHSE)
Wan Sallha, Yusoff
Chuthamas, Chittithaworn
Noor Asliza, Abdul Rahim
A conceptual paper on factors influencing financial institutions on lending technologies to technology-based SMEs in the northern region of Malaysia
description International Conference on the Roles of the Humanities and Social Sciences in Engineering (ICoHSE) 2010 organized by The Centre for Communication Skills and Entrpreneurship and The School of Business Inovation and Technopreneurship, Universiti Malaysia Perlis, 12th - 14th November 2010 at Bayview Beach Resort at Penang, Malaysia.
author2 wansallha@unimap.edu.my
author_facet wansallha@unimap.edu.my
Wan Sallha, Yusoff
Chuthamas, Chittithaworn
Noor Asliza, Abdul Rahim
format Working Paper
author Wan Sallha, Yusoff
Chuthamas, Chittithaworn
Noor Asliza, Abdul Rahim
author_sort Wan Sallha, Yusoff
title A conceptual paper on factors influencing financial institutions on lending technologies to technology-based SMEs in the northern region of Malaysia
title_short A conceptual paper on factors influencing financial institutions on lending technologies to technology-based SMEs in the northern region of Malaysia
title_full A conceptual paper on factors influencing financial institutions on lending technologies to technology-based SMEs in the northern region of Malaysia
title_fullStr A conceptual paper on factors influencing financial institutions on lending technologies to technology-based SMEs in the northern region of Malaysia
title_full_unstemmed A conceptual paper on factors influencing financial institutions on lending technologies to technology-based SMEs in the northern region of Malaysia
title_sort conceptual paper on factors influencing financial institutions on lending technologies to technology-based smes in the northern region of malaysia
publisher Universiti Malaysia Perlis (UniMAP)
publishDate 2010
url http://dspace.unimap.edu.my/xmlui/handle/123456789/10376
_version_ 1643789837592952832
score 13.214268

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