Key risk determinant of listed deposit-taking institutions in Malaysia
Risk management is a critical function in banking operations in the wake of several banking crises. However; we find few studies on risk management and a lack of empirical investigation on factors affecting the risk of Malaysian banks. These gaps have motivated us to identify the main factors assoc...
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2004
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my.uum.repo.3102015-06-25T07:04:46Z http://repo.uum.edu.my/310/ Key risk determinant of listed deposit-taking institutions in Malaysia Ahmad, Nor Hayati Arif, Mohamed HG Finance Risk management is a critical function in banking operations in the wake of several banking crises. However; we find few studies on risk management and a lack of empirical investigation on factors affecting the risk of Malaysian banks. These gaps have motivated us to identify the main factors associated with the risk of locally listed deposit-taking institutions. The findings show that three factors were signlficantly associated with unsystematic risk, while the systematic risk and the total risk of these deposit-taking institutions were significantly affected by four main factors. These four factors namely non-performing loans, cost of funds, loan to deposit ratio and inter-bank offered rate however; were found to have a more profound effect on the total risk than on the systematic risk or the unsystematic risk of Malaysian deposit-taking institutions. Universiti Utara Malaysia 2004 Article PeerReviewed application/pdf en http://repo.uum.edu.my/310/1/Nor_Hayati_Ahmad.pdf Ahmad, Nor Hayati and Arif, Mohamed (2004) Key risk determinant of listed deposit-taking institutions in Malaysia. Malaysian Management Journal, 8 (1). pp. 69-81. ISSN 0128-6226 http://mmj.uum.edu.my/ |
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HG Finance Ahmad, Nor Hayati Arif, Mohamed Key risk determinant of listed deposit-taking institutions in Malaysia |
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Risk management is a critical function in banking operations in the wake of several banking crises.
However; we find few studies on risk management and a lack of empirical investigation on factors affecting the risk of Malaysian banks. These gaps have motivated us to identify the main factors associated with the risk of locally listed deposit-taking institutions. The findings show that three factors were signlficantly associated with unsystematic risk, while the systematic risk and the total risk of these
deposit-taking institutions were significantly affected by four main factors. These four factors namely non-performing loans, cost of funds, loan to deposit ratio and inter-bank offered rate however; were found to have a more profound effect on the total risk than on the systematic risk or the unsystematic risk of Malaysian deposit-taking institutions. |
format |
Article |
author |
Ahmad, Nor Hayati Arif, Mohamed |
author_facet |
Ahmad, Nor Hayati Arif, Mohamed |
author_sort |
Ahmad, Nor Hayati |
title |
Key risk determinant of listed deposit-taking institutions in Malaysia |
title_short |
Key risk determinant of listed deposit-taking institutions in Malaysia |
title_full |
Key risk determinant of listed deposit-taking institutions in Malaysia |
title_fullStr |
Key risk determinant of listed deposit-taking institutions in Malaysia |
title_full_unstemmed |
Key risk determinant of listed deposit-taking institutions in Malaysia |
title_sort |
key risk determinant of listed deposit-taking institutions in malaysia |
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Universiti Utara Malaysia |
publishDate |
2004 |
url |
http://repo.uum.edu.my/310/1/Nor_Hayati_Ahmad.pdf http://repo.uum.edu.my/310/ http://mmj.uum.edu.my/ |
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