Behavioral Biases and Credit Card Repayments Among Malaysians

• Main Authors: Sahul Hamid, Fazelina, Md Harizan, Siti Haslina
• Format: Article
• Language: English
• Published: UUM Press 2023
• Subjects: HG Finance
• Online Access: https://repo.uum.edu.my/id/eprint/29661/1/IJBF%2018%2002%202023%2053-78.pdf; https://doi.org/10.32890/ijbf2023.18.2; https://repo.uum.edu.my/id/eprint/29661/; https://e-journal.uum.edu.my/index.php/ijbf/issue/view/708; https://doi.org/10.32890/ijbf2023.18.2

Analyses done using the survey response of 451 credit cardholders in the northern region of West Malaysia have shown that credit cardholder repayment pattern differed based on their demographic profile. Specifically, the study found that credit cardholders who were younger and earned a lower income...