Rent to own as value-based financial intermediation: Legal and shariah analysis

• Main Authors: Md Nor, Mohd Zakhiri, Mohamad, Ani Munirah, Mohd Arshad, Ain Husna, Abdul Jalil, Najah Inani
• Format: Article
• Language: English
• Published: Institute for Management and Business Research (IMBRe), Universiti Utara Malaysia 2021
• Subjects: HF5601 Accounting
• Online Access: https://repo.uum.edu.my/id/eprint/28262/1/JBMA%2011%201%202021%2045%2058.pdf; https://doi.org/10.32890/jbma2021.11.1.3; https://repo.uum.edu.my/id/eprint/28262/; http://e-journal.uum.edu.my/index.php/jbma/article/view/13681; https://doi.org/10.32890/jbma2021.11.1.3

Generally, Rent to Own (RTO) is a financial scheme offered by financial institutions to help those who cannot afford the 10% initial deposit and access to financial schemes. One value-based intermediation (VBI) initiative is the RTO Islamic financing product. The market se...