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Fair trade in insurance industry: Premium determination of Taiwan automobile insurance

This paper examines premium determination of voluntary automobile insurance policy and risk classification under a heavily regulated rating system in Taiwan. We investigate the distribution of actual premium and pure premium, based on unique data to test if premium reflect appropriate gender-age fac...

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Main Authors: Vanezian, Emilio, Li, Chu-Shiu, Liu, Chwen-Chi, Yu, Chin-Ping
Format: Conference or Workshop Item
Language:English
Published: 2007
Subjects:
HF Commerce
Online Access:http://repo.uum.edu.my/2406/1/Emilio_Venezian_.pdf
http://repo.uum.edu.my/2406/
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spelling my.uum.repo.24062011-02-21T10:57:42Z http://repo.uum.edu.my/2406/ Fair trade in insurance industry: Premium determination of Taiwan automobile insurance Vanezian, Emilio Li, Chu-Shiu Liu, Chwen-Chi Yu, Chin-Ping HF Commerce This paper examines premium determination of voluntary automobile insurance policy and risk classification under a heavily regulated rating system in Taiwan. We investigate the distribution of actual premium and pure premium, based on unique data to test if premium reflect appropriate gender-age factor. The reasonableness of loading and the difference in driving exposure between policyholder and driver are investigated for three different types of policy. An adjustment of gender-age premium coefficients is called for. 2007 Conference or Workshop Item NonPeerReviewed application/pdf en http://repo.uum.edu.my/2406/1/Emilio_Venezian_.pdf Vanezian, Emilio and Li, Chu-Shiu and Liu, Chwen-Chi and Yu, Chin-Ping (2007) Fair trade in insurance industry: Premium determination of Taiwan automobile insurance. In: International Economic Conference on Trade and Industry (IECTI) 2007, 3 - 5 December 2007, Bayview Hotel Georgetown, Penang. (Unpublished)
institution Universiti Utara Malaysia
building UUM Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Utara Malaysia
content_source UUM Institutionali Repository
url_provider http://repo.uum.edu.my/
language English
topic HF Commerce
spellingShingle HF Commerce
Vanezian, Emilio
Li, Chu-Shiu
Liu, Chwen-Chi
Yu, Chin-Ping
Fair trade in insurance industry: Premium determination of Taiwan automobile insurance
description This paper examines premium determination of voluntary automobile insurance policy and risk classification under a heavily regulated rating system in Taiwan. We investigate the distribution of actual premium and pure premium, based on unique data to test if premium reflect appropriate gender-age factor. The reasonableness of loading and the difference in driving exposure between policyholder and driver are investigated for three different types of policy. An adjustment of gender-age premium coefficients is called for.
format Conference or Workshop Item
author Vanezian, Emilio
Li, Chu-Shiu
Liu, Chwen-Chi
Yu, Chin-Ping
author_facet Vanezian, Emilio
Li, Chu-Shiu
Liu, Chwen-Chi
Yu, Chin-Ping
author_sort Vanezian, Emilio
title Fair trade in insurance industry: Premium determination of Taiwan automobile insurance
title_short Fair trade in insurance industry: Premium determination of Taiwan automobile insurance
title_full Fair trade in insurance industry: Premium determination of Taiwan automobile insurance
title_fullStr Fair trade in insurance industry: Premium determination of Taiwan automobile insurance
title_full_unstemmed Fair trade in insurance industry: Premium determination of Taiwan automobile insurance
title_sort fair trade in insurance industry: premium determination of taiwan automobile insurance
publishDate 2007
url http://repo.uum.edu.my/2406/1/Emilio_Venezian_.pdf
http://repo.uum.edu.my/2406/
_version_ 1644278227131170816
score 13.188404

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