A proposed framework on the relationship between Islamic microfinance related factors and women entrepreneurs business performance in Nigeria
Microfinance plays a key role in poverty alleviation, employment generation, mitigating rural urban migration, utilization of local resources and raw materials and contributing to the gross domestic product (GDP) of Nigeria. Women, majority of who are poor and engaged in informal/micro, small and me...
Saved in:
Main Authors: | , , |
---|---|
Format: | Article |
Language: | English |
Published: |
International Foundation for Research & Development
2015
|
Subjects: | |
Online Access: | http://repo.uum.edu.my/21938/1/JEVR%206%204%202015%2038%2044.pdf http://repo.uum.edu.my/21938/ https://ifrnd.org/journal/index.php/jevr/article/view/206 |
Tags: |
Add Tag
No Tags, Be the first to tag this record!
|
id |
my.uum.repo.21938 |
---|---|
record_format |
eprints |
spelling |
my.uum.repo.219382017-05-02T10:03:13Z http://repo.uum.edu.my/21938/ A proposed framework on the relationship between Islamic microfinance related factors and women entrepreneurs business performance in Nigeria Shehu, Farida Mohammed Ahmad, Nor Hayati Al-Aidaros, Al-Hasan HB Economic Theory Microfinance plays a key role in poverty alleviation, employment generation, mitigating rural urban migration, utilization of local resources and raw materials and contributing to the gross domestic product (GDP) of Nigeria. Women, majority of who are poor and engaged in informal/micro, small and medium scale businesses are mostly the target of microfinance institutions.However, women entrepreneurs find it difficult to have access to the products and services of the conventional banks due to their stringent lending requirement.The presence of Islamic banking which promotes the profit and loss sharing (PLS) concept increases the awareness among women entrepreneurs to alternative funding sources. Despite availability of financing options, women entrepreneurs are constrained by their reluctance to use interest based microfinance services.This paper aims to provide a proposed framework that examines the impact of Islamic investment and financing contracts (Murabaha financing and Mudharabah savings) and other microfinance related factors (training, social capital and self-esteem) on women entrepreneurs business performance.Religiosity is a new moderating variable within the framework that is hypothesized to enhance business performance of women entrepreneurs.The proposed framework will fill the gap in Islamic banking and finance studies since the area of Islamic microfinance and the moderating effect of religiosity has not been empirically investigated. International Foundation for Research & Development 2015-12 Article PeerReviewed application/pdf en cc4_by http://repo.uum.edu.my/21938/1/JEVR%206%204%202015%2038%2044.pdf Shehu, Farida Mohammed and Ahmad, Nor Hayati and Al-Aidaros, Al-Hasan (2015) A proposed framework on the relationship between Islamic microfinance related factors and women entrepreneurs business performance in Nigeria. Journal of Education and Vocational Research, 6 (4). pp. 38-44. ISSN 2221-2590 https://ifrnd.org/journal/index.php/jevr/article/view/206 |
institution |
Universiti Utara Malaysia |
building |
UUM Library |
collection |
Institutional Repository |
continent |
Asia |
country |
Malaysia |
content_provider |
Universiti Utara Malaysia |
content_source |
UUM Institutionali Repository |
url_provider |
http://repo.uum.edu.my/ |
language |
English |
topic |
HB Economic Theory |
spellingShingle |
HB Economic Theory Shehu, Farida Mohammed Ahmad, Nor Hayati Al-Aidaros, Al-Hasan A proposed framework on the relationship between Islamic microfinance related factors and women entrepreneurs business performance in Nigeria |
description |
Microfinance plays a key role in poverty alleviation, employment generation, mitigating rural urban migration, utilization of local resources and raw materials and contributing to the gross domestic product (GDP) of Nigeria. Women, majority of who are poor and engaged in informal/micro, small and medium scale businesses are mostly the target of microfinance institutions.However, women entrepreneurs find it difficult to have access to the products and services of the conventional banks due to their stringent lending requirement.The presence of Islamic banking which promotes the profit and loss sharing (PLS) concept increases the awareness among women entrepreneurs to alternative funding sources. Despite availability of financing options, women entrepreneurs are constrained by their reluctance to use interest based
microfinance services.This paper aims to provide a proposed framework that examines the impact of Islamic investment and financing contracts (Murabaha financing and Mudharabah savings) and other microfinance related factors (training, social capital and self-esteem) on women entrepreneurs business performance.Religiosity is a new moderating variable within the framework that is hypothesized to enhance business performance of women entrepreneurs.The proposed framework will fill the gap in Islamic banking and
finance studies since the area of Islamic microfinance and the moderating effect of religiosity has not been empirically investigated. |
format |
Article |
author |
Shehu, Farida Mohammed Ahmad, Nor Hayati Al-Aidaros, Al-Hasan |
author_facet |
Shehu, Farida Mohammed Ahmad, Nor Hayati Al-Aidaros, Al-Hasan |
author_sort |
Shehu, Farida Mohammed |
title |
A proposed framework on the relationship between Islamic microfinance related factors and women entrepreneurs business performance in Nigeria |
title_short |
A proposed framework on the relationship between Islamic microfinance related factors and women entrepreneurs business performance in Nigeria |
title_full |
A proposed framework on the relationship between Islamic microfinance related factors and women entrepreneurs business performance in Nigeria |
title_fullStr |
A proposed framework on the relationship between Islamic microfinance related factors and women entrepreneurs business performance in Nigeria |
title_full_unstemmed |
A proposed framework on the relationship between Islamic microfinance related factors and women entrepreneurs business performance in Nigeria |
title_sort |
proposed framework on the relationship between islamic microfinance related factors and women entrepreneurs business performance in nigeria |
publisher |
International Foundation for Research & Development |
publishDate |
2015 |
url |
http://repo.uum.edu.my/21938/1/JEVR%206%204%202015%2038%2044.pdf http://repo.uum.edu.my/21938/ https://ifrnd.org/journal/index.php/jevr/article/view/206 |
_version_ |
1644283378840633344 |
score |
13.188404 |