Determinants of public servant income management

• Main Author: Ahmad Zafwan, Sulaiman
• Format: Thesis
• Language: English; English
• Published: 2014
• Subjects: HG Finance
• Online Access: https://etd.uum.edu.my/4701/1/s815934.pdf; https://etd.uum.edu.my/4701/7/s815934_abstract.pdf; https://etd.uum.edu.my/4701/

The study was conducted to analyse the determinants of public servant income management. Three independent variables were identified namely attitude towards money, financial capability and debt management while the dependent variable was financial wellbeing of public servants. Self-administered questionnaires were distributed to 341 respondents in Putrajaya. Of these, 270 were returned giving a return rate of 79% of the whole targeted respondents. The Pearson’s Correlation and multiple regression tests were used to identify the relation and influence of attitude towards money, financial capability and debt management towards financial wellbeing. The result of the correlation analysis suggested that attitude towards money, financial capability and debt management is correlated to the financial wellbeing of public servants. The multiple regression results indicated that there is a positive influence between attitude towards money and financial capability with financial wellbeing of public servants. However, debt management shows no significant influence on the financial wellbeing of the public servants. Based on the results, some recommendations are proposed and the limitations of the study discussed. These should provide opportunity for further research