Credit Risk Assessment in P2P Lending Using LightGBM and Particle Swarm Optimization

• Main Authors: Yosza Dasril, Yosza Dasril, Much Aziz Muslim, Much Aziz Muslim, M. Faris Al Hakim, M. Faris Al Hakim, Jumanto, Jumanto, Budi Prasetiyo, Budi Prasetiyo
• Format: Article
• Language: English
• Published: unipdu 2023
• Subjects: T Technology (General)
• Online Access: http://eprints.uthm.edu.my/10293/1/J15898_e63681e26a66ff10c518c7ea4a580069.pdf; http://eprints.uthm.edu.my/10293/; http://doi.org/10.26594/register.v9i1.3060

Credit risk evaluation is a vital task in the P2P Lending platform. An effective credit risk assessment method in a P2P lending platform can significantly influence investors' decisions. Machine learning algorithm such as LightGBM can be used to evaluate credit risk. However, the results in ev...