Selection Factors of Islamic Banking between Banks Islam Malaysia Berhad and Conventional Banks in Sabah: What do Their Customers Say?
This study attempted to investigate the selection factors of Islamic banking customers and depositors based on data collected from various groups of public servants who are customers and depositors of a fullfledget Islamic bank in Sabah, namely, Bank Islam Malaysia Berhad (BIMB) and conventional...
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Main Authors: | , , |
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Format: | Article |
Language: | English |
Published: |
Universiti Sains Islam Malaysia
2012
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Subjects: | |
Online Access: | http://ddms.usim.edu.my/handle/123456789/5307 |
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Summary: | This study attempted to investigate the selection factors of Islamic
banking customers and depositors based on data collected from various
groups of public servants who are customers and depositors of a fullfledget
Islamic bank in Sabah, namely, Bank Islam Malaysia Berhad
(BIMB) and conventional banks offering Islamic windows. Using a
sample of 500 respondents, this paper explored the main selection
factors of the depositors and customers of BIMB and Islamic banking
scheme of conventional banks. Based on the main interpretation of the
varimax rotated matrix first factors, the results from the customers and
depositors of BIMB delineated a cluster of relationship for 'location' (X3),
income of depositor(X5), customers services quality (X4), and product price
(X6). Whereas for the conventional banks offering Islamic windows the
factors are 'location' (X3), income of depositor(X5), customers service quality
(X4), Islamic reputation and image( Y 1). |
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