Moral hazard and the impact of private health insurance on the utilisation of health care in Malaysia

• Main Author: Kefeli Z., Jones G.
• Format: Article
• Language: English
• Published: 2017
• Subjects: Health care financing; Health care utilisation; Moral hazard; Private health insurance
• Online Access: http://ddms.usim.edu.my:80/jspui/handle/123456789/15358

In Malaysia, private health insurance coverage is usually limited to inpatient treatment or hospitalisation. With private health insurance, there is a possibility that individuals will use health care services more frequently or spend more on health care (known as moral hazard effects) because they...