Symbiotic housing model for low-income affordable housing in densely-populated urban centres by non-profit housing developers in Nigeria
The challenges facing low-income workers in many developing countries classified as urban poor in providing affordable housing are the result of insufficient housing policies being enforced. Such commitments have been left without fulfilment, with numerous housing policies from these nations, inc...
Saved in:
| Main Author: | |
|---|---|
| Format: | Thesis |
| Language: | English |
| Published: |
2020
|
| Subjects: | |
| Online Access: | http://psasir.upm.edu.my/id/eprint/105492/1/MUHAMMADU%20KYARI%20HABIBULLAH%20-%20IR.pdf http://psasir.upm.edu.my/id/eprint/105492/ |
| Tags: |
Add Tag
No Tags, Be the first to tag this record!
|
| Summary: | The challenges facing low-income workers in many developing countries classified
as urban poor in providing affordable housing are the result of insufficient housing
policies being enforced. Such commitments have been left without fulfilment, with
numerous housing policies from these nations, including Nigeria. Housing issues in
these countries have thus increased, citing Nigeria as a case, due to certain
fundamental factors that hinder the successful implementation of policies. As a
result, governments are facing tremendous pressure on demand for affordable
housing, particularly the low-income groups. Over the years, the provision of
affordable housing for low-income earners in Abuja, Nigeria's new federal capital,
has been shown to be ineffective; this problem is particularly evident from the poor
living standards among low-income groups in the densely populated urban areas
within the federal capital territory.
Though, in Nigeria the main sources of housing finance are Government-by given
housing loans to staff, grants to the Federal Housing Authority. The mortgage
instruments in operation are cumbersome there by making accessibility to fund by
interested borrowers almost impossible. With the current NHP 2002 observed that
the main problem of availability of land for housing in Nigeria is that of accessibility,
ownership and use. The chronic difficulties in making urban land easily accessible
to potential developers have entrenched systemic urban land speculation, which
often drives up land prices beyond the reach of an average household. The role of
land use planning system in housing development is not only to meet housing needs,
but to also encourage the efficiency of the housing market system. However, from
previous literature by scholars it is understood that past and present governments
have been and are still implementing some kind of affordable housing delivery
programs, they have not been able to address the needs of income groups for housings demands. In addition, the performance of the housing stock is also subject
to intense scrutiny with regard to norm, adequacy and social interactions and lowincome
affordable housing were not properly addressed. Thus, this research proposes
for a symbiotic affordable housing model that could improve the permanent
affordable housing supply for low income group in densely populated urban centres
in Nigeria by Non-Profit Housing Developers. The study adapts a qualitative single
holistic case study research methodology to explain the underperformances in
affordable housing in the municipal area council. It further looks at housing
provision in Malaysia, USA, UK, Japan, China, and Singapore with strategies used
in achieving the programs, and draws a link with the Nigerian situation. This could
also inform stakeholders operating in the public housing sector, especially in the
federal capital development authority (FCDA) Abuja Nigeria. |
|---|