The Moderating Role of Group Lending on the Relationship between Microfinance and Poverty in Pakistan
This paper aims to investigate the moderating effect of group lending on the relationship between poverty and non-governmental (NGO) microfinance in Northern Pakistan, Khyber Pukhtun Khawa. Quantitative primary data is collected from 297 borrowers of NGOs microfinance. The partial least squares-stru...
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Human Resource Management Academic Research Society (HRMARS)
2019
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الوصول للمادة أونلاين: | http://ir.unimas.my/id/eprint/25418/1/Rossazana.pdf http://ir.unimas.my/id/eprint/25418/ http://hrmars.com/index.php/journals/journaldetail/IJARBSS |
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my.unimas.ir.254182021-05-27T09:52:42Z http://ir.unimas.my/id/eprint/25418/ The Moderating Role of Group Lending on the Relationship between Microfinance and Poverty in Pakistan Rossazana, Ab-Rahim Saif-Ul-Mujahid, Shah H Social Sciences (General) HB Economic Theory HD28 Management. Industrial Management This paper aims to investigate the moderating effect of group lending on the relationship between poverty and non-governmental (NGO) microfinance in Northern Pakistan, Khyber Pukhtun Khawa. Quantitative primary data is collected from 297 borrowers of NGOs microfinance. The partial least squares-structural equation modelling moderating role of group lending between the microfinance and poverty is estimated through structural equation model and for the purpose of calculation Smart PLS is used. The results show that the group lending has significant impact on relationship between poverty and microfinance and played a major role in mitigating moral hazard among the respondents. The finding suggests that the group lending approach should be adopted in the loan distribution especially in rural areas. Human Resource Management Academic Research Society (HRMARS) 2019 Article PeerReviewed text en http://ir.unimas.my/id/eprint/25418/1/Rossazana.pdf Rossazana, Ab-Rahim and Saif-Ul-Mujahid, Shah (2019) The Moderating Role of Group Lending on the Relationship between Microfinance and Poverty in Pakistan. International Journal Academic Research Business and Social Sciences, 9 (3). pp. 1143-1156. ISSN 2222-6990 http://hrmars.com/index.php/journals/journaldetail/IJARBSS DOI: 10.6007/IJARBSS/v9-i3/5774 |
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H Social Sciences (General) HB Economic Theory HD28 Management. Industrial Management |
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H Social Sciences (General) HB Economic Theory HD28 Management. Industrial Management Rossazana, Ab-Rahim Saif-Ul-Mujahid, Shah The Moderating Role of Group Lending on the Relationship between Microfinance and Poverty in Pakistan |
description |
This paper aims to investigate the moderating effect of group lending on the relationship between poverty and non-governmental (NGO) microfinance in Northern Pakistan, Khyber Pukhtun Khawa. Quantitative primary data is collected from 297 borrowers of NGOs microfinance. The partial least squares-structural equation modelling moderating role of group lending between the microfinance and poverty is estimated through structural equation model and for the purpose of calculation Smart PLS is used. The results show that the group lending has significant impact on relationship between poverty and microfinance and played a major role in mitigating moral hazard among the respondents. The finding suggests that the group lending approach should be adopted in the loan distribution especially in rural areas. |
format |
Article |
author |
Rossazana, Ab-Rahim Saif-Ul-Mujahid, Shah |
author_facet |
Rossazana, Ab-Rahim Saif-Ul-Mujahid, Shah |
author_sort |
Rossazana, Ab-Rahim |
title |
The Moderating Role of Group Lending on the Relationship
between Microfinance and Poverty in Pakistan |
title_short |
The Moderating Role of Group Lending on the Relationship
between Microfinance and Poverty in Pakistan |
title_full |
The Moderating Role of Group Lending on the Relationship
between Microfinance and Poverty in Pakistan |
title_fullStr |
The Moderating Role of Group Lending on the Relationship
between Microfinance and Poverty in Pakistan |
title_full_unstemmed |
The Moderating Role of Group Lending on the Relationship
between Microfinance and Poverty in Pakistan |
title_sort |
moderating role of group lending on the relationship
between microfinance and poverty in pakistan |
publisher |
Human Resource Management Academic Research Society (HRMARS) |
publishDate |
2019 |
url |
http://ir.unimas.my/id/eprint/25418/1/Rossazana.pdf http://ir.unimas.my/id/eprint/25418/ http://hrmars.com/index.php/journals/journaldetail/IJARBSS |
_version_ |
1701166520777834496 |
score |
13.149126 |