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COVID-19 Pandemic and E-Banking in Nigeria

Link to publisher's homepage at https://ijbt.unimap.edu.my

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Bibliographic Details
Main Authors: Okunbanjo Olajide Idowu, Fakunmoju Segun Kamoru
Other Authors: olajide.okunbanjo@lasu.edu.ng
Format: Article
Language:English
Published: School of Business Innovation and Technopreneurship, Universiti Malaysia Perlis (UniMAP) 2023
Subjects:
Automated Teller Machines
COVID-19
E-Banking
Online Transfer
Point of Sale
Online Access:http://dspace.unimap.edu.my:80/xmlui/handle/123456789/78090
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spelling my.unimap-780902023-03-07T08:00:19Z COVID-19 Pandemic and E-Banking in Nigeria Okunbanjo Olajide Idowu Fakunmoju Segun Kamoru olajide.okunbanjo@lasu.edu.ng Lagos State University, Ojo, Lagos State, Nigeria Automated Teller Machines COVID-19 E-Banking Online Transfer Point of Sale Link to publisher's homepage at https://ijbt.unimap.edu.my The COVID-19 pandemic and technology have redefined the channels through which business and financial transactions can be carried out. The objective of the study is to assess the connectivity between COVID-19 and electronic banking (E-Banking) during the periods of COVID-19 lockdown and the restriction of movement in Nigeria. Ex post facto research design and secondary data were used in the study. The study adopted descriptive analysis as its data analysis method. It was found that online transfer channels were mostly used throughout the periods of COVID-19 and the restriction of movement in Nigeria, and the volume of transactions for all the components of E-Banking (automated teller machines, point of sale transfer, online transfer, and USSD transfer) were low in the month of April compared to other months in the periods of study. The study concluded that COVID-19 increased the online transfer channel of E-Banking in Nigeria during COVID-19 lockdown and the restriction of movement in the year 2020. The study recommended that financial transactions via E-Banking be encouraged in Nigeria, in as much as COVID-19 still persists there. Also, there should be a reduction in the service charges as charged by the banks, telecommunications firms, and the Federal Government on the use of E-Banking for fund transfers in order to encourage more Nigerians to adopt E-Banking. 2023-03-07T08:00:19Z 2023-03-07T08:00:19Z 2023-02 Article International Journal of Business and Technopreneurship, vol.13(1), 2023, pages 51-60 2231-7090 (printed) 2232-1543 (online) http://dspace.unimap.edu.my:80/xmlui/handle/123456789/78090 en School of Business Innovation and Technopreneurship, Universiti Malaysia Perlis (UniMAP)
institution Universiti Malaysia Perlis
building UniMAP Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Malaysia Perlis
content_source UniMAP Library Digital Repository
url_provider http://dspace.unimap.edu.my/
language English
topic Automated Teller Machines
COVID-19
E-Banking
Online Transfer
Point of Sale
spellingShingle Automated Teller Machines
COVID-19
E-Banking
Online Transfer
Point of Sale
Okunbanjo Olajide Idowu
Fakunmoju Segun Kamoru
COVID-19 Pandemic and E-Banking in Nigeria
description Link to publisher's homepage at https://ijbt.unimap.edu.my
author2 olajide.okunbanjo@lasu.edu.ng
author_facet olajide.okunbanjo@lasu.edu.ng
Okunbanjo Olajide Idowu
Fakunmoju Segun Kamoru
format Article
author Okunbanjo Olajide Idowu
Fakunmoju Segun Kamoru
author_sort Okunbanjo Olajide Idowu
title COVID-19 Pandemic and E-Banking in Nigeria
title_short COVID-19 Pandemic and E-Banking in Nigeria
title_full COVID-19 Pandemic and E-Banking in Nigeria
title_fullStr COVID-19 Pandemic and E-Banking in Nigeria
title_full_unstemmed COVID-19 Pandemic and E-Banking in Nigeria
title_sort covid-19 pandemic and e-banking in nigeria
publisher School of Business Innovation and Technopreneurship, Universiti Malaysia Perlis (UniMAP)
publishDate 2023
url http://dspace.unimap.edu.my:80/xmlui/handle/123456789/78090
_version_ 1772813130204708864
score 13.149126

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