Factors influencing financial institutions on lending technologies to technology-based SMEs in the Northen Region of Malaysia

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Main Authors: Wan Sallha, Yusoff, Chuthamas, Chittithaworn, Noor Asliza, Abdul Rahim
Format: Article
Language:English
Published: School of Business Innovation and Technopreneurship, Universiti Malaysia Perlis (UniMAP) 2015
Subjects:
SME
Online Access:http://dspace.unimap.edu.my:80/xmlui/handle/123456789/38600
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spelling my.unimap-386002015-01-20T05:10:06Z Factors influencing financial institutions on lending technologies to technology-based SMEs in the Northen Region of Malaysia Wan Sallha, Yusoff Chuthamas, Chittithaworn Noor Asliza, Abdul Rahim Technology-based SME Financial institutions Lending technologies Northen region of Malaysia SME Link to publisher's homepage at http://ijbt.unimap.edu.my/ The unavailability of external financing and lack of access to formal finance are topics of significant research interest to academicians and important issues to policy makers around the globe. However compared to large firms, SMEs frequently tend to report financing as a major obstacle. The financial constraints of SMEs to access to finance are beyond question by many researchers. Thus, this study attempts to discuss the factors that lead to influence financial institutions in lending technologies to provide finance to SMEs in Malaysia. The methodologies on the relationship between the requirements of financial institutional and the type of lending technologies provided for SMEs is illustrate. This conceptual paper is aimed to improved the theoretical parts of analysis, on the factors influencing Financial Institutions on lending technologies to technology-based SMEs in the northern region of Malaysia and identify the challenges issues regarding the requirements of financial providers based on the lending technologies adoption, be it transaction lending or relationship lending. Furthermore, the methodologies will also be able to assist researchers to get more information on the unique needs for finance of SMEs and tailor the finance providers' requirements to be SMEs friendlier i.e. better meet SMEs ability and needs in order to achieve win-win situation. 2015-01-20T05:10:06Z 2015-01-20T05:10:06Z 2011-02 Article International Journal of Business and Technopreneurship, vol.1 (Issue 1), 2011, pages 189-197 2231-7090 http://ijbt.unimap.edu.my/ http://dspace.unimap.edu.my:80/xmlui/handle/123456789/38600 en School of Business Innovation and Technopreneurship, Universiti Malaysia Perlis (UniMAP)
institution Universiti Malaysia Perlis
building UniMAP Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Malaysia Perlis
content_source UniMAP Library Digital Repository
url_provider http://dspace.unimap.edu.my/
language English
topic Technology-based SME
Financial institutions
Lending technologies
Northen region of Malaysia
SME
spellingShingle Technology-based SME
Financial institutions
Lending technologies
Northen region of Malaysia
SME
Wan Sallha, Yusoff
Chuthamas, Chittithaworn
Noor Asliza, Abdul Rahim
Factors influencing financial institutions on lending technologies to technology-based SMEs in the Northen Region of Malaysia
description Link to publisher's homepage at http://ijbt.unimap.edu.my/
format Article
author Wan Sallha, Yusoff
Chuthamas, Chittithaworn
Noor Asliza, Abdul Rahim
author_facet Wan Sallha, Yusoff
Chuthamas, Chittithaworn
Noor Asliza, Abdul Rahim
author_sort Wan Sallha, Yusoff
title Factors influencing financial institutions on lending technologies to technology-based SMEs in the Northen Region of Malaysia
title_short Factors influencing financial institutions on lending technologies to technology-based SMEs in the Northen Region of Malaysia
title_full Factors influencing financial institutions on lending technologies to technology-based SMEs in the Northen Region of Malaysia
title_fullStr Factors influencing financial institutions on lending technologies to technology-based SMEs in the Northen Region of Malaysia
title_full_unstemmed Factors influencing financial institutions on lending technologies to technology-based SMEs in the Northen Region of Malaysia
title_sort factors influencing financial institutions on lending technologies to technology-based smes in the northen region of malaysia
publisher School of Business Innovation and Technopreneurship, Universiti Malaysia Perlis (UniMAP)
publishDate 2015
url http://dspace.unimap.edu.my:80/xmlui/handle/123456789/38600
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score 13.18916