Urban household credit card debt behaviour in East Malaysia: a conceptual framework

• Main Authors: Nur Shahirah Azman, Aminah Shari, Haneffa Muchlis Gazali, Mohamad Azmi Abdullah, Najwa Mohd Khalil
• Format: Conference or Workshop Item
• Language: English; English
• Published: 2015
• Subjects: HG3691-3769 Credit. Debt. Loans Including credit institutions, credit instruments, consumer credit, bankruptcy
• Online Access: https://eprints.ums.edu.my/id/eprint/30264/1/Urban%20household%20credit%20card%20debt%20behaviour%20in%20East%20Malaysia_%20a%20conceptual%20framework%20FULL%20TEXT.pdf; https://eprints.ums.edu.my/id/eprint/30264/3/Urban%20household%20credit%20card%20debt%20behaviour%20in%20East%20Malaysia%20ABSTRACT.pdf; https://eprints.ums.edu.my/id/eprint/30264/; https://www.ukm.my/fep/perkem/pdf/perkem2015/PERKEM_2015_5B2.pdf

Society in the modern world nowadays see debt as something normal. Hence, household seems difficult to escape themselves from debt. Credit Counselling and Debt Management Agency (AKPK) recorded from 50,361 cases that enrolled in debt management program, 10.6 percent households could not pay their cr...