Perceived flood risk and insurance status among Pahang residents: A comparative study

Flooding has been a regular concern in Pahang, Malaysia, causing significant property damage and disrupting lives. Relying largely on the government to provide financial help in the event of floods may not be a sustainable approach, given the government’s current financial strain. It is crucial for...

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Main Authors: Mohd Rozaimy, Ridzuan, Jamal Rizal, Razali, Ju, Soon Yew, Noor Amira Syazwani, Abd Rahman
Format: Book Chapter
Language:English
English
English
Published: Penerbit UMPSA 2024
Subjects:
Online Access:http://umpir.ump.edu.my/id/eprint/43197/1/Sustainable%20Development%20through%20Spiritual%20Empowerment.pdf
http://umpir.ump.edu.my/id/eprint/43197/2/Perceived%20flood%20risk%20and%20insurance%20status%20among%20Pahang%20residents_ABST.pdf
http://umpir.ump.edu.my/id/eprint/43197/3/Perceived%20flood%20risk%20and%20insurance%20status%20among%20Pahang%20residents.pdf
http://umpir.ump.edu.my/id/eprint/43197/
https://doi.org/10.15282/UMPSAPublisher.144
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spelling my.ump.umpir.431972024-12-19T02:26:46Z http://umpir.ump.edu.my/id/eprint/43197/ Perceived flood risk and insurance status among Pahang residents: A comparative study Mohd Rozaimy, Ridzuan Jamal Rizal, Razali Ju, Soon Yew Noor Amira Syazwani, Abd Rahman GE Environmental Sciences HV Social pathology. Social and public welfare Flooding has been a regular concern in Pahang, Malaysia, causing significant property damage and disrupting lives. Relying largely on the government to provide financial help in the event of floods may not be a sustainable approach, given the government’s current financial strain. It is crucial for Pahang residents to proactively uptake flood insurance to ensure their resilience in the face of flood-related disasters. Understanding residents’ perceptions of flood risk and their insurance status is crucial for effective disaster management and the development of mitigation strategies. The study intends to investigate the differences in perceived flood risk levels among residents with different insurance statuses. The study employed a quantitative approach, involving a sample of 116 respondents residing in Pahang. The results of the independent t-test reveal significant differences in perceived flood risk (perceived susceptibility and perceived severity of floods) between insured individuals and uninsured individuals. This study will make a valuable contribution to the existing body of knowledge on flood risk and flood insurance within the Malaysian context, with a specific focus on the state of Pahang. The results will contribute to the development of targeted interventions, public awareness campaigns, and policy recommendations aimed at improving flood resilience and encouraging greater insurance uptake among Pahang residents. Penerbit UMPSA 2024-11 Book Chapter PeerReviewed pdf en http://umpir.ump.edu.my/id/eprint/43197/1/Sustainable%20Development%20through%20Spiritual%20Empowerment.pdf pdf en http://umpir.ump.edu.my/id/eprint/43197/2/Perceived%20flood%20risk%20and%20insurance%20status%20among%20Pahang%20residents_ABST.pdf pdf en http://umpir.ump.edu.my/id/eprint/43197/3/Perceived%20flood%20risk%20and%20insurance%20status%20among%20Pahang%20residents.pdf Mohd Rozaimy, Ridzuan and Jamal Rizal, Razali and Ju, Soon Yew and Noor Amira Syazwani, Abd Rahman (2024) Perceived flood risk and insurance status among Pahang residents: A comparative study. In: Sustainable Development through Spiritual Empowerment: Ethical and Civilizational Issues. Penerbit UMPSA, Kuantan, Pahang, pp. 215-232. ISBN 978-629-7641-07-2 https://doi.org/10.15282/UMPSAPublisher.144
institution Universiti Malaysia Pahang Al-Sultan Abdullah
building UMPSA Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Malaysia Pahang Al-Sultan Abdullah
content_source UMPSA Institutional Repository
url_provider http://umpir.ump.edu.my/
language English
English
English
topic GE Environmental Sciences
HV Social pathology. Social and public welfare
spellingShingle GE Environmental Sciences
HV Social pathology. Social and public welfare
Mohd Rozaimy, Ridzuan
Jamal Rizal, Razali
Ju, Soon Yew
Noor Amira Syazwani, Abd Rahman
Perceived flood risk and insurance status among Pahang residents: A comparative study
description Flooding has been a regular concern in Pahang, Malaysia, causing significant property damage and disrupting lives. Relying largely on the government to provide financial help in the event of floods may not be a sustainable approach, given the government’s current financial strain. It is crucial for Pahang residents to proactively uptake flood insurance to ensure their resilience in the face of flood-related disasters. Understanding residents’ perceptions of flood risk and their insurance status is crucial for effective disaster management and the development of mitigation strategies. The study intends to investigate the differences in perceived flood risk levels among residents with different insurance statuses. The study employed a quantitative approach, involving a sample of 116 respondents residing in Pahang. The results of the independent t-test reveal significant differences in perceived flood risk (perceived susceptibility and perceived severity of floods) between insured individuals and uninsured individuals. This study will make a valuable contribution to the existing body of knowledge on flood risk and flood insurance within the Malaysian context, with a specific focus on the state of Pahang. The results will contribute to the development of targeted interventions, public awareness campaigns, and policy recommendations aimed at improving flood resilience and encouraging greater insurance uptake among Pahang residents.
format Book Chapter
author Mohd Rozaimy, Ridzuan
Jamal Rizal, Razali
Ju, Soon Yew
Noor Amira Syazwani, Abd Rahman
author_facet Mohd Rozaimy, Ridzuan
Jamal Rizal, Razali
Ju, Soon Yew
Noor Amira Syazwani, Abd Rahman
author_sort Mohd Rozaimy, Ridzuan
title Perceived flood risk and insurance status among Pahang residents: A comparative study
title_short Perceived flood risk and insurance status among Pahang residents: A comparative study
title_full Perceived flood risk and insurance status among Pahang residents: A comparative study
title_fullStr Perceived flood risk and insurance status among Pahang residents: A comparative study
title_full_unstemmed Perceived flood risk and insurance status among Pahang residents: A comparative study
title_sort perceived flood risk and insurance status among pahang residents: a comparative study
publisher Penerbit UMPSA
publishDate 2024
url http://umpir.ump.edu.my/id/eprint/43197/1/Sustainable%20Development%20through%20Spiritual%20Empowerment.pdf
http://umpir.ump.edu.my/id/eprint/43197/2/Perceived%20flood%20risk%20and%20insurance%20status%20among%20Pahang%20residents_ABST.pdf
http://umpir.ump.edu.my/id/eprint/43197/3/Perceived%20flood%20risk%20and%20insurance%20status%20among%20Pahang%20residents.pdf
http://umpir.ump.edu.my/id/eprint/43197/
https://doi.org/10.15282/UMPSAPublisher.144
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