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The effects of financial factors on Takaful demand in Malaysia

This paper offers a theoretical framework for studying the effects of financial factors, i.e. leverage, growth, bankruptcy, tax, and other variables on Takaful (Islamic insurance) demand. Data were collected from three Takaful operators and the financial reports from the Companies Commission of Mala...

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Main Authors: Mohamed Dahlan Ibrahim, Fauzilah Salleh, Zainudin Awang
Format: Non-Indexed Article
Published: 2015
Online Access:http://discol.umk.edu.my/id/eprint/8005/
http://fkp.umk.edu.my/journal/download/2-v3.pdf
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spelling my.umk.eprints.80052022-05-23T10:24:39Z http://discol.umk.edu.my/id/eprint/8005/ The effects of financial factors on Takaful demand in Malaysia Mohamed Dahlan Ibrahim Fauzilah Salleh Zainudin Awang This paper offers a theoretical framework for studying the effects of financial factors, i.e. leverage, growth, bankruptcy, tax, and other variables on Takaful (Islamic insurance) demand. Data were collected from three Takaful operators and the financial reports from the Companies Commission of Malaysia (SSM), including 278 small and medium-sized enterprises (SMEs) for this study. AMOS version 20, a variance-based Structural Equation Modelling (SEM), was used to analyse the data as well as to test the research hypotheses. The outcomes show that financial factors could be a major predictor of Takaful demand at least from the SMEs’ perspective. Financial factors were found to be positively affected by leverage, growth, bankruptcy, and taxes. The implications of these findings are discussed and recommendations for future research are provided 2015 Non-Indexed Article NonPeerReviewed Mohamed Dahlan Ibrahim and Fauzilah Salleh and Zainudin Awang (2015) The effects of financial factors on Takaful demand in Malaysia. Journal of Entrepreneurship and Business, 3 (1). pp. 17-29. ISSN 2289-8298 http://fkp.umk.edu.my/journal/download/2-v3.pdf
institution Universiti Malaysia Kelantan
building Perpustakaan Universiti Malaysia Kelantan
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Malaysia Kelantan
content_source UMK Institutional Repository
url_provider http://umkeprints.umk.edu.my/
description This paper offers a theoretical framework for studying the effects of financial factors, i.e. leverage, growth, bankruptcy, tax, and other variables on Takaful (Islamic insurance) demand. Data were collected from three Takaful operators and the financial reports from the Companies Commission of Malaysia (SSM), including 278 small and medium-sized enterprises (SMEs) for this study. AMOS version 20, a variance-based Structural Equation Modelling (SEM), was used to analyse the data as well as to test the research hypotheses. The outcomes show that financial factors could be a major predictor of Takaful demand at least from the SMEs’ perspective. Financial factors were found to be positively affected by leverage, growth, bankruptcy, and taxes. The implications of these findings are discussed and recommendations for future research are provided
format Non-Indexed Article
author Mohamed Dahlan Ibrahim
Fauzilah Salleh
Zainudin Awang
spellingShingle Mohamed Dahlan Ibrahim
Fauzilah Salleh
Zainudin Awang
The effects of financial factors on Takaful demand in Malaysia
author_facet Mohamed Dahlan Ibrahim
Fauzilah Salleh
Zainudin Awang
author_sort Mohamed Dahlan Ibrahim
title The effects of financial factors on Takaful demand in Malaysia
title_short The effects of financial factors on Takaful demand in Malaysia
title_full The effects of financial factors on Takaful demand in Malaysia
title_fullStr The effects of financial factors on Takaful demand in Malaysia
title_full_unstemmed The effects of financial factors on Takaful demand in Malaysia
title_sort effects of financial factors on takaful demand in malaysia
publishDate 2015
url http://discol.umk.edu.my/id/eprint/8005/
http://fkp.umk.edu.my/journal/download/2-v3.pdf
_version_ 1763303922074648576
score 13.18916

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