Islamic financial literacy among debit card users

• Main Authors: Nur Najwa Abdul Roni, Nur ‘Ain Zainee Jafri Zainee, Nurul Izzati Marzaidin, Khairun Nasuha Mohamad Tahir
• Format: Undergraduate Final Project Report
• Language: English
• Published: 2024
• Online Access: http://discol.umk.edu.my/id/eprint/14019/1/G49.pdf; http://discol.umk.edu.my/id/eprint/14019/

This study aims to offer a thorough grasp of the knowledge, attitudes, and behaviours about Islamic finance in the context of debit card usage by exploring the area of Islamic financial literacy among debit card users. This study focuses on those who engage in such transactions especially debit cards, that had been becoming increasingly widespread, however still lack product awareness, Islamic financial literacy, and long-term goal planning. This study used a qualitative approach by conducting a personal interview as primary data based on saturated data. Additionally, the researcher gathered information from empirical sources about Islamic financial literacy and debit cards. A favourable conclusion was reached since most students demonstrated by their conduct and attitude that they know how and why to use the debit cards. However, in terms of knowledge, they still ignorence regarding the benefits, the distinguish between conventional and Islamic, and the services of debit cards. The researcher's input clarifies the study and development and provides more details on debit card usage and Islamic financial literacy at Universiti Malaysia Kelantan.