The determinants of personal saving among undergraduate students in Universiti Malaysia Kelantan, City Campus

The understanding of personal saving among undergraduate students is a significant area of research due to its implications for financial well-being and future financial security. This study aims to explore the relationship that influences personal saving behaviour among undergraduate students, with...

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Main Authors: Faridah Hakimah Rosemi, Fatin Faqihah Zakaria, Fatin Nur Elysa Zainal Abidin, Harundin Hamzah
Format: Undergraduate Final Project Report
Language:English
Published: 2024
Online Access:http://discol.umk.edu.my/id/eprint/13872/1/G5.pdf
http://discol.umk.edu.my/id/eprint/13872/
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spelling my.umk.eprints.138722024-03-17T01:41:17Z http://discol.umk.edu.my/id/eprint/13872/ The determinants of personal saving among undergraduate students in Universiti Malaysia Kelantan, City Campus Faridah Hakimah Rosemi Fatin Faqihah Zakaria Fatin Nur Elysa Zainal Abidin Harundin Hamzah The understanding of personal saving among undergraduate students is a significant area of research due to its implications for financial well-being and future financial security. This study aims to explore the relationship that influences personal saving behaviour among undergraduate students, with a focus on the Theory of Planned Behaviour (TPB). The TPB provides a theoretical framework to examine the relationship between financial literacy, family influence, peer influence, and self-control on personal saving behaviour. The study employs a quantitative approach, utilising a structured questionnaire to collect data from a sample of 346 undergraduate students. The questionnaire consisted of items that measured participants' levels of financial literacy, perceived family influence, perceived peer influence, self control, and personal saving behaviour. Statistical analyses, including inferential and correlation analyses, were conducted to examine the relationships between these variables. In summary, the study on personal saving behaviour among students contributes to the existing knowledge by examining the influence of financial literacy, family influence, peer influence, and self-control. It provides insights into the factors that shape students' saving habits and highlights the significance of financial education and support systems in promoting positive saving behaviour. The findings have implications for both research and practice, aiding in the development of effective interventions to enhance students' financial well-being and long-term financial security. 2024-01-15 Undergraduate Final Project Report NonPeerReviewed text en http://discol.umk.edu.my/id/eprint/13872/1/G5.pdf Faridah Hakimah Rosemi and Fatin Faqihah Zakaria and Fatin Nur Elysa Zainal Abidin and Harundin Hamzah (2024) The determinants of personal saving among undergraduate students in Universiti Malaysia Kelantan, City Campus. Final Year Project thesis, University Malaysia Kelantan. (Submitted)
institution Universiti Malaysia Kelantan
building Perpustakaan Universiti Malaysia Kelantan
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Malaysia Kelantan
content_source UMK Institutional Repository
url_provider http://umkeprints.umk.edu.my/
language English
description The understanding of personal saving among undergraduate students is a significant area of research due to its implications for financial well-being and future financial security. This study aims to explore the relationship that influences personal saving behaviour among undergraduate students, with a focus on the Theory of Planned Behaviour (TPB). The TPB provides a theoretical framework to examine the relationship between financial literacy, family influence, peer influence, and self-control on personal saving behaviour. The study employs a quantitative approach, utilising a structured questionnaire to collect data from a sample of 346 undergraduate students. The questionnaire consisted of items that measured participants' levels of financial literacy, perceived family influence, perceived peer influence, self control, and personal saving behaviour. Statistical analyses, including inferential and correlation analyses, were conducted to examine the relationships between these variables. In summary, the study on personal saving behaviour among students contributes to the existing knowledge by examining the influence of financial literacy, family influence, peer influence, and self-control. It provides insights into the factors that shape students' saving habits and highlights the significance of financial education and support systems in promoting positive saving behaviour. The findings have implications for both research and practice, aiding in the development of effective interventions to enhance students' financial well-being and long-term financial security.
format Undergraduate Final Project Report
author Faridah Hakimah Rosemi
Fatin Faqihah Zakaria
Fatin Nur Elysa Zainal Abidin
Harundin Hamzah
spellingShingle Faridah Hakimah Rosemi
Fatin Faqihah Zakaria
Fatin Nur Elysa Zainal Abidin
Harundin Hamzah
The determinants of personal saving among undergraduate students in Universiti Malaysia Kelantan, City Campus
author_facet Faridah Hakimah Rosemi
Fatin Faqihah Zakaria
Fatin Nur Elysa Zainal Abidin
Harundin Hamzah
author_sort Faridah Hakimah Rosemi
title The determinants of personal saving among undergraduate students in Universiti Malaysia Kelantan, City Campus
title_short The determinants of personal saving among undergraduate students in Universiti Malaysia Kelantan, City Campus
title_full The determinants of personal saving among undergraduate students in Universiti Malaysia Kelantan, City Campus
title_fullStr The determinants of personal saving among undergraduate students in Universiti Malaysia Kelantan, City Campus
title_full_unstemmed The determinants of personal saving among undergraduate students in Universiti Malaysia Kelantan, City Campus
title_sort determinants of personal saving among undergraduate students in universiti malaysia kelantan, city campus
publishDate 2024
url http://discol.umk.edu.my/id/eprint/13872/1/G5.pdf
http://discol.umk.edu.my/id/eprint/13872/
_version_ 1794645923084632064
score 13.209306