Financial Literacy, Financial Attitude And Financial Behavior Among Matriculation College Students In Kelantan

• Main Author: Abd Rahim Mohd Aris
• Format: MBA/DBA Final Project Report
• Language: English
• Published: 2018
• Online Access: http://discol.umk.edu.my/id/eprint/10066/1/Abd%20Rahim%20Mohd%20Aris.pdf; http://discol.umk.edu.my/id/eprint/10066/

The objective of the study is to investigate the level and relation on the financial literacy, financial attitude and financial behavior among matriculation college students in Kelantan. The objective also wants to examine the correlation between financial literacy with financial attitude and financial behavior. The problem arise because of the existence the bankruptcy of 1.19% among the young age. It based on the record of the Department of Insolvency from 2012 until 2016. It will be the indicator the financial literacy for the project research. The researcher uses the questionnaire is adapted from Framework for Development of Financial Literacy Baseline Surveys: a First International Comparative Analysis as to analysis the connection of different variables in financial literacy. The questionnaire based on 7 question for financial attitude, 11 question for financial behavior and 4 question on financial literacy. Target group research was among Kelantan matriculation College students on age of 18 years old. Simple random sampling technique has been choosing as random sampling for the sample size 320 respondents. The question based on seven point likert scale and uses Pearson’s correlation. The research find out the positive connection between financial literacy and financial attitude in low significance. For financial literacy and financial behavior significant on the relation but on the negative connection. Based on the result , it recommend that the institution itself educate the student by make compulsory to the syllabus on financial literacy for everybody . Social media such as facebook , instagram , twitter for medium to the young age one of the best way to give information the the young age nowadays.