Finance PayBuddy: smart payment budgeting application with artificial intelligence (AI) virtual assistant / Amir Sulaiman Sarif ... [et al.]
Recently, it is common of younger generations tend to overspend their budget which leads them to financial loss and debt especially through online payment. Our idea of the innovation is basically to build a smart payment budgeting app with AI virtual assistant that can link with credit or debit card...
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Universiti Teknologi MARA, Kedah
2023
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my.uitm.ir.849932023-09-25T00:25:11Z https://ir.uitm.edu.my/id/eprint/84993/ Finance PayBuddy: smart payment budgeting application with artificial intelligence (AI) virtual assistant / Amir Sulaiman Sarif ... [et al.] Sarif, Amir Sulaiman Roslan, Nurul Shareeza Zulkarnain, Muhammad Abdul Rahman, Muhammad Asyraf Didoh, Teuku Danialdi Technological change Technological innovations Recently, it is common of younger generations tend to overspend their budget which leads them to financial loss and debt especially through online payment. Our idea of the innovation is basically to build a smart payment budgeting app with AI virtual assistant that can link with credit or debit cards, and smartwatches via Bluetooth, besides a QR scanner and online transfer to make the app more flexible The main objective is to help younger generations and adults to have a good financial planning and prevent them for overspending. The novelty of our app is users are not only can make a detail monthly budgeting, but they also can automate the payments through AI system by using voice which is less than 30 seconds. If the balance in the budget category is a deficit, the AI will pop up on the phone screen or smartwatch and the alarm will remind the available spending amount. Thus, this app will benefit the society from overspending within their budgets and reduce the probability of financial loss and debt. In the future, the collaboration with the Massachusetts Institute of Technology (MIT) will help to turn our idea into a real new venture. Universiti Teknologi MARA, Kedah 2023 Book Section NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/84993/1/84993.pdf Finance PayBuddy: smart payment budgeting application with artificial intelligence (AI) virtual assistant / Amir Sulaiman Sarif ... [et al.]. (2023) In: International Teaching Aid Competition 2023. Universiti Teknologi MARA, Kedah, pp. 924-929. ISBN 9789672948513 |
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Technological change Technological innovations Sarif, Amir Sulaiman Roslan, Nurul Shareeza Zulkarnain, Muhammad Abdul Rahman, Muhammad Asyraf Didoh, Teuku Danialdi Finance PayBuddy: smart payment budgeting application with artificial intelligence (AI) virtual assistant / Amir Sulaiman Sarif ... [et al.] |
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Recently, it is common of younger generations tend to overspend their budget which leads them to financial loss and debt especially through online payment. Our idea of the innovation is basically to build a smart payment budgeting app with AI virtual assistant that can link with credit or debit cards, and smartwatches via Bluetooth, besides a QR scanner and online transfer to make the app more flexible The main objective is to help younger generations and adults to have a good financial planning and prevent them for overspending. The novelty of our app is users are not only can make a detail monthly budgeting, but they also can automate the payments through AI system by using voice which is less than 30 seconds. If the balance in the budget category is a deficit, the AI will pop up on the phone screen or smartwatch and the alarm will remind the available spending amount. Thus, this app will benefit the society from overspending within their budgets and reduce the probability of financial loss and debt. In the future, the collaboration with the Massachusetts Institute of Technology (MIT) will help to turn our idea into a real new venture. |
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Book Section |
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Sarif, Amir Sulaiman Roslan, Nurul Shareeza Zulkarnain, Muhammad Abdul Rahman, Muhammad Asyraf Didoh, Teuku Danialdi |
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Sarif, Amir Sulaiman Roslan, Nurul Shareeza Zulkarnain, Muhammad Abdul Rahman, Muhammad Asyraf Didoh, Teuku Danialdi |
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Sarif, Amir Sulaiman |
title |
Finance PayBuddy: smart payment budgeting application with artificial intelligence (AI) virtual assistant / Amir Sulaiman Sarif ... [et al.] |
title_short |
Finance PayBuddy: smart payment budgeting application with artificial intelligence (AI) virtual assistant / Amir Sulaiman Sarif ... [et al.] |
title_full |
Finance PayBuddy: smart payment budgeting application with artificial intelligence (AI) virtual assistant / Amir Sulaiman Sarif ... [et al.] |
title_fullStr |
Finance PayBuddy: smart payment budgeting application with artificial intelligence (AI) virtual assistant / Amir Sulaiman Sarif ... [et al.] |
title_full_unstemmed |
Finance PayBuddy: smart payment budgeting application with artificial intelligence (AI) virtual assistant / Amir Sulaiman Sarif ... [et al.] |
title_sort |
finance paybuddy: smart payment budgeting application with artificial intelligence (ai) virtual assistant / amir sulaiman sarif ... [et al.] |
publisher |
Universiti Teknologi MARA, Kedah |
publishDate |
2023 |
url |
https://ir.uitm.edu.my/id/eprint/84993/1/84993.pdf https://ir.uitm.edu.my/id/eprint/84993/ |
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