Awareness of people in Alor Gajah towards repayment of PTPTN educational loans among graduated students / Nur Azmina Norazmi

• Main Author: Norazmi, Nur Azmina
• Format: Student Project
• Language: English
• Published: 2022
• Subjects: Consumer behavior. Consumers' preferences. Consumer research. Including consumer profiling; Consumer satisfaction; Customer services. Customer relations; Banking; Bank loans. Bank credit. Commercial loans; Credit. Debt. Loans
• Online Access: https://ir.uitm.edu.my/id/eprint/76143/1/76143.pdf; https://ir.uitm.edu.my/id/eprint/76143/

PTPTN is a loan that assists students who are experiencing financial difficulties in continuing their education to a higher degree. Students and parents are fully aware of the need to discuss and address issues relating to the repayment of PTPTN Education Loans, and they are eager to do so. Even though most graduates are familiar with the notion of the PTPTN loan, they are unconcerned about the payback of their education loan. PTPTN profits are used to help poor students who want to further their studies to a higher level by providing financial assistance. Undoubtedly, the lack of experience of graduates who consider delaying the repayment of their PTPTN school loans has exacerbated the current crisis. One of the aspects of PTPTN that is being investigated is the issues and obstacles that people have when it comes to repaying their education loans. The purpose of this research is to examine and describe the concerns and challenges associated with PTPTN in Malaysia, with a particular emphasis on Alor Gajah. A content analysis technique has been used to classify and create past studies in the past. The findings of the research also reveal that for graduates to properly fulfil their education debts, a comprehensive strategic strategy is required. It is anticipated that this research will discourage graduates from postponing the repayment of education debts that they have taken out.