Bank-specific as a determinants of Maybank's profitability / Ahmad Faiz Seleman

• Main Author: Seleman, Ahmad Faiz
• Format: Thesis
• Language: English
• Published: 2018
• Subjects: Banking; Liquidity; Financial management. Business finance. Corporation finance; Profits. Corporate profits
• Online Access: https://ir.uitm.edu.my/id/eprint/61582/1/61582.pdf; https://ir.uitm.edu.my/id/eprint/61582/

This research focuses in the banking sector in Malaysia specifically only for Malayan Banking Berhad. Given the economic important of the banking sector, it is interesting to analyse the determinants that affecting the Maybank profitability. The issue that need to investigate is the relationship between bank specifics as a determinants of Maybank profitability. The analysis of the main factors that impact on bank profitability has drawn the attention of the decision makers and researchers. The banking sector is vital importance for developing a national economy and establishing the financial stability. In year 2013 to 2016 the return on asset was drop from 1.2 percent to 0.9 percent but in year 2017 the return on asset increase to 1.0 percent. The reason of choosing Maybank because this bank is the largest bank by asset which is total asset are RM765,302 billion with 58 years of experience this company established their own reputation around the world. With those years of experience, it might have interesting areas of study how the company keeps it profitable in all those years. The study use time series data which consist more than one variable over a specified period of time. The period of data analysis covers 40 observations from year 2008 until 2017 quarterly by adopting a multiple regression model. Data will be collect from the DataStream (Thomson Reuters Eikon). The result from regression show that asset size and liquidity have positive relationship while capital adequacy, asset quality and deposit have no relationship with profitability in Maybank.