The determinants of household debt in Malaysia/ Nur Hidayati Haswani Abd Manaf

• Main Author: Abd Manaf, Nur Hidayati Haswani
• Format: Thesis
• Language: English
• Published: 2017
• Subjects: Income. Income distribution. National income. Including gross national product, gross domestic product, and gross state product; Credit. Debt. Loans; Debt financing (Corporations)
• Online Access: https://ir.uitm.edu.my/id/eprint/57511/1/57511.pdf; https://ir.uitm.edu.my/id/eprint/57511/

Malaysia's household debt-to-gross domestic product (GDP) after seven consecutive years, the ratio is estimated to have eased marginally from 89.1 percent as at end-2015 to around 88.5 percent as at end-2016. The aims of this study are to investigate on the determinants of household debt in Malaysia. The variables such as Gross Domestic Product (GDP), Base Lending rate (BLR), House Price Index (HPI), Non-Performing Loan (NPL) and unemployment rate (UER) are used to examine the relationship to the Household Debt (HHD). This study used Multiple Linear Regression in order to find the relationship among those variables. The data collected from Bank Negara Malaysia statistical data, Thomson Reuters, National Property Information Centre (NAPIC), Department of Statistics Malaysia, and Asian Development Bank on quarterly basis.