The relationship between macroeconomic factors and non-performing loans of commercial bank in Malaysia/ Nur Hidayu Abdul Hakim

Nowadays, banking industry faced with non-performance issued due to unstable economy conditions. Economic condition associated with non-performing of commercial bank in the words. The changes of economy can influence the banking industry profitability and liquidity management. The profitability and...

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主要作者: Abdul Hakim, Nur Hidayu
格式: Student Project
语言:English
出版: 2018
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https://ir.uitm.edu.my/id/eprint/57449/
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spelling my.uitm.ir.574492022-04-18T03:19:24Z https://ir.uitm.edu.my/id/eprint/57449/ The relationship between macroeconomic factors and non-performing loans of commercial bank in Malaysia/ Nur Hidayu Abdul Hakim Abdul Hakim, Nur Hidayu Macroeconomics Bank loans. Bank credit. Commercial loans Nowadays, banking industry faced with non-performance issued due to unstable economy conditions. Economic condition associated with non-performing of commercial bank in the words. The changes of economy can influence the banking industry profitability and liquidity management. The profitability and performance of the commercial banks measure by the level of non-performing loans. The increasing of non-performing ratio shows that the bank has problems in provision of loans. This problem always occurred in banking industry when default payments happened. The ability for the bank sectors to provision the loans losses is difficult to do. This is because, the banks fund are insufficient and it difficult to meet liquidity requirement required by Bank Negara Malaysia, which is Statutory Reserved Requirement (SRR). This issue linked with the financial crisis faced by Malaysia on July 1997-1998 toward the economy and it gives wound to the country until now. This study is conduct in order to solve this problem by finding the factors that influence the level of non-performing loans in commercial banks. The sample size of this study will takes place from 2003 to 2016 taken from commercial banks in Malaysia. The study only focuses on seven commercial banks in Malaysia that listed in Bursa Malaysia. The data of this study collect using the secondary data and analysed the data using the statistical tool such as EVIEW. The non-performing loans represent as dependent variable and for the independent variables are Gross Domestic Product (GDP), interest rate on Base Lending Rate (BLR), inflation rate, unemployment rates and exchange rate. The data analyse to determine the relationship between dependent variable and independent variables. This study used the Pooled Ordinary Least Square regression models to find out the relationship between these variables. 2018 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/57449/1/57449.pdf (2018) The relationship between macroeconomic factors and non-performing loans of commercial bank in Malaysia/ Nur Hidayu Abdul Hakim. [Student Project]
institution Universiti Teknologi Mara
building Tun Abdul Razak Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Teknologi Mara
content_source UiTM Institutional Repository
url_provider http://ir.uitm.edu.my/
language English
topic Macroeconomics
Bank loans. Bank credit. Commercial loans
spellingShingle Macroeconomics
Bank loans. Bank credit. Commercial loans
Abdul Hakim, Nur Hidayu
The relationship between macroeconomic factors and non-performing loans of commercial bank in Malaysia/ Nur Hidayu Abdul Hakim
description Nowadays, banking industry faced with non-performance issued due to unstable economy conditions. Economic condition associated with non-performing of commercial bank in the words. The changes of economy can influence the banking industry profitability and liquidity management. The profitability and performance of the commercial banks measure by the level of non-performing loans. The increasing of non-performing ratio shows that the bank has problems in provision of loans. This problem always occurred in banking industry when default payments happened. The ability for the bank sectors to provision the loans losses is difficult to do. This is because, the banks fund are insufficient and it difficult to meet liquidity requirement required by Bank Negara Malaysia, which is Statutory Reserved Requirement (SRR). This issue linked with the financial crisis faced by Malaysia on July 1997-1998 toward the economy and it gives wound to the country until now. This study is conduct in order to solve this problem by finding the factors that influence the level of non-performing loans in commercial banks. The sample size of this study will takes place from 2003 to 2016 taken from commercial banks in Malaysia. The study only focuses on seven commercial banks in Malaysia that listed in Bursa Malaysia. The data of this study collect using the secondary data and analysed the data using the statistical tool such as EVIEW. The non-performing loans represent as dependent variable and for the independent variables are Gross Domestic Product (GDP), interest rate on Base Lending Rate (BLR), inflation rate, unemployment rates and exchange rate. The data analyse to determine the relationship between dependent variable and independent variables. This study used the Pooled Ordinary Least Square regression models to find out the relationship between these variables.
format Student Project
author Abdul Hakim, Nur Hidayu
author_facet Abdul Hakim, Nur Hidayu
author_sort Abdul Hakim, Nur Hidayu
title The relationship between macroeconomic factors and non-performing loans of commercial bank in Malaysia/ Nur Hidayu Abdul Hakim
title_short The relationship between macroeconomic factors and non-performing loans of commercial bank in Malaysia/ Nur Hidayu Abdul Hakim
title_full The relationship between macroeconomic factors and non-performing loans of commercial bank in Malaysia/ Nur Hidayu Abdul Hakim
title_fullStr The relationship between macroeconomic factors and non-performing loans of commercial bank in Malaysia/ Nur Hidayu Abdul Hakim
title_full_unstemmed The relationship between macroeconomic factors and non-performing loans of commercial bank in Malaysia/ Nur Hidayu Abdul Hakim
title_sort relationship between macroeconomic factors and non-performing loans of commercial bank in malaysia/ nur hidayu abdul hakim
publishDate 2018
url https://ir.uitm.edu.my/id/eprint/57449/1/57449.pdf
https://ir.uitm.edu.my/id/eprint/57449/
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score 13.250246