A study on determinants of spending behavior among UMK staffs / Nur Hafiza Tengku Mohd Zahid

• Main Author: Tengku Mohd Zahid, Nur Hafiza
• Format: Student Project
• Language: English
• Published: UNIVERSITI TEKNOLOGI MARA KELANTAN KOTA BHARU CITY CAMPUS 2012
• Subjects: Income. Income distribution. National income. Including gross national product, gross domestic product, and gross state product; Personal finance. Financial literacy; Money and prices. Inflation. Deflation. Purchasing power
• Online Access: http://ir.uitm.edu.my/id/eprint/41264/1/41264.pdf; http://ir.uitm.edu.my/id/eprint/41264/

This paper reports an exploratory study on relationship spending behavior with income, easy access to credit (credit card), price and product quality. The objective of the study is to determine the relationship between income, easy access to credit (credit card), price and product quality with spending behavior. For this study, the primary data were used. The data was collected by self-administered questionnaires from 100 respondents among UMK staffs and tested by using regressions analysis. This indicates that most of the respondents agreed that there is relationship between income, easy access to credit (credit card), price and product quality with spending behavior. Overall, the researcher concluded that the entire variables model is acceptable and reliable for forecasting.