Expenditure patterns according to different life stages among public civil servants in Kota Bharu / Shamira Nabella Razali

• Main Author: Razali, Shamira Nabella
• Format: Student Project
• Language: English
• Published: Bachelor of Business Administration (Hons) Finance 2013
• Subjects: Personal finance. Financial literacy; Income and expenditure. Budget; Expenditures, Public
• Online Access: http://ir.uitm.edu.my/id/eprint/39178/1/39178.pdf; http://ir.uitm.edu.my/id/eprint/39178/

People spend money every day. Some of them spend wisely and some of them vice versa. Their spending behaviour is driven by the needs to fulfil the basic necessity of the individual household and the family. Spending behaviour is under the influence of various factors and keeps changing over the need...