Social loafing and loan repayment accountability in group-based microbusiness financing / Farah Aida Ahmad Nadzri, Normah Omar and Rashidah Abdul Rahman

• Main Authors: Ahmad Nadzri, Farah Aida, Omar, Normah, Abdul Rahman, Rashidah
• Format: Article
• Language: English
• Published: Universiti Teknologi MARA Cawangan Selangor 2017
• Subjects: Credit. Debt. Loans; Malaysia; Commercial credit. Commercial loans. Credit management
• Online Access: https://ir.uitm.edu.my/id/eprint/29715/1/AJ_FARAH%20AIDA%20AHMAD%20NADZRI%20APMAJ%20B%2017.pdf; https://ir.uitm.edu.my/id/eprint/29715/; http://arionline.uitm.edu.my/ojs/index.php/APMAJ/article/view/675

Although individual lending is not unusual in microfinance, group lending, however, is considered as more common in this field. Through group lending, all group members are made responsible for the repayment of their loans. The group-based model financing is also viewed as effective in transferring...