Determinants of household debt in Malaysia from the year 2010 to 2017 / Zahariah Mohd Zain, Nurul Ainun Ahmad Atory and Sarah Amirah
Household debt has become an issue in the Malaysian economy as it affects the country socially and economically.This study aims to examine the determinants of household debt from the year 2010 until 2017. This study employs the Ordinary Least Square (OLS) method and the macroeconomic variables used...
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Universiti Teknologi MARA Cawangan Selangor
2019
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Online Access: | https://ir.uitm.edu.my/id/eprint/29638/1/AJ_ZAHARIAH%20MOHD%20ZAIN1%20ABRIJ%20B%2019.pdf https://ir.uitm.edu.my/id/eprint/29638/ https://myjms.mohe.gov.my/index.php/ABRIJ/issue/archive |
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my.uitm.ir.296382022-07-04T06:31:22Z https://ir.uitm.edu.my/id/eprint/29638/ Determinants of household debt in Malaysia from the year 2010 to 2017 / Zahariah Mohd Zain, Nurul Ainun Ahmad Atory and Sarah Amirah Mohd Zain, Zahariah Ahmad Atory, Nurul Ainun Hanafi, Sarah Amirah Banking Credit. Debt. Loans Commercial credit. Commercial loans. Credit management Debt financing (Corporations) Household debt has become an issue in the Malaysian economy as it affects the country socially and economically.This study aims to examine the determinants of household debt from the year 2010 until 2017. This study employs the Ordinary Least Square (OLS) method and the macroeconomic variables used in this study are Gross Domestic Product (GDP), base lending rate, unemployment and housing price as independent variables. The results indicate that the trend of household debt in Malaysia has shown a continuous rise from the year 2010 to 2017. GDP, base lending rate and housing price indicate a positive relationship towards household debt while unemployment shows a negative relationship to household debt in Malaysia. All explanatory variables have shown a significant relationship except for GDP. Housing price has been found to be the most significant factor and positively related to household debt. The findings indicate that the higher the price of houses, the higher the household debt will be. Universiti Teknologi MARA Cawangan Selangor 2019-09 Article PeerReviewed text en https://ir.uitm.edu.my/id/eprint/29638/1/AJ_ZAHARIAH%20MOHD%20ZAIN1%20ABRIJ%20B%2019.pdf Determinants of household debt in Malaysia from the year 2010 to 2017 / Zahariah Mohd Zain, Nurul Ainun Ahmad Atory and Sarah Amirah. (2019) Advances in Business Research International Journal (ABRIJ), 5 (2). pp. 1-11. ISSN 2462-1838 https://myjms.mohe.gov.my/index.php/ABRIJ/issue/archive |
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Banking Credit. Debt. Loans Commercial credit. Commercial loans. Credit management Debt financing (Corporations) Mohd Zain, Zahariah Ahmad Atory, Nurul Ainun Hanafi, Sarah Amirah Determinants of household debt in Malaysia from the year 2010 to 2017 / Zahariah Mohd Zain, Nurul Ainun Ahmad Atory and Sarah Amirah |
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Household debt has become an issue in the Malaysian economy as it affects the country socially and economically.This study aims to examine the determinants of household debt from the year 2010 until 2017. This study employs the Ordinary Least Square (OLS) method and the macroeconomic variables used in this study are Gross Domestic Product (GDP), base lending rate, unemployment and housing price as independent variables. The results indicate that the trend of household debt in Malaysia has shown a continuous rise from the year 2010 to 2017. GDP, base lending rate and housing price indicate a positive relationship towards household debt while unemployment shows a negative relationship to household debt in Malaysia. All explanatory variables have shown a significant relationship except for GDP. Housing price has been found to be the most significant factor and positively related to household debt. The findings indicate that the higher the price of houses, the higher the household debt will be. |
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Article |
author |
Mohd Zain, Zahariah Ahmad Atory, Nurul Ainun Hanafi, Sarah Amirah |
author_facet |
Mohd Zain, Zahariah Ahmad Atory, Nurul Ainun Hanafi, Sarah Amirah |
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Mohd Zain, Zahariah |
title |
Determinants of household debt in Malaysia from the year 2010 to 2017 / Zahariah Mohd Zain, Nurul Ainun Ahmad Atory and Sarah Amirah |
title_short |
Determinants of household debt in Malaysia from the year 2010 to 2017 / Zahariah Mohd Zain, Nurul Ainun Ahmad Atory and Sarah Amirah |
title_full |
Determinants of household debt in Malaysia from the year 2010 to 2017 / Zahariah Mohd Zain, Nurul Ainun Ahmad Atory and Sarah Amirah |
title_fullStr |
Determinants of household debt in Malaysia from the year 2010 to 2017 / Zahariah Mohd Zain, Nurul Ainun Ahmad Atory and Sarah Amirah |
title_full_unstemmed |
Determinants of household debt in Malaysia from the year 2010 to 2017 / Zahariah Mohd Zain, Nurul Ainun Ahmad Atory and Sarah Amirah |
title_sort |
determinants of household debt in malaysia from the year 2010 to 2017 / zahariah mohd zain, nurul ainun ahmad atory and sarah amirah |
publisher |
Universiti Teknologi MARA Cawangan Selangor |
publishDate |
2019 |
url |
https://ir.uitm.edu.my/id/eprint/29638/1/AJ_ZAHARIAH%20MOHD%20ZAIN1%20ABRIJ%20B%2019.pdf https://ir.uitm.edu.my/id/eprint/29638/ https://myjms.mohe.gov.my/index.php/ABRIJ/issue/archive |
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