Status mata ganjaran dalam transaksi elektronik dan hukumnya: analisis berdasarkan Takyif Fiqhi (Status of reward points in electronic transactions and its legal ruling: an analysis based on Juristic Adaptation)

• Main Author: Mat Jubri@Shamsuddin, Mustafa
• Format: Article
• Language: English
• Published: USIM Press 2021
• Subjects: BPH114 Consumption. Halal issues; BPH600.3 Hibah; KBP490 Furūʻ al-fiqh. Substantive law. Branches of law.
• Online Access: http://irep.iium.edu.my/93045/7/93045_Status%20mata%20ganjaran%20dalam%20transaksi%20elektronik%20dan%20hukumnya.pdf; http://irep.iium.edu.my/93045/; https://jfatwa.usim.edu.my/index.php/jfatwa/article/view/423

Nowadays, promising reward points and giving them to customers in electronic transactions is seen as an incentive to participate in and subscribe to certain products and services. These reward points are given to the user as a reward for particular delights, and they can be converted into gifts and prizes once a certain amount is reached. This study reveals the issue as it relates to the assessment of fiqh from the standpoint of the status of reward points via juristic adaptation and the rules that govern it. Although the legal origin of the problem involving muamalat is permissible, but the aspects of intention (qaṣd), way (adāʾ) and effect (maʾāl) that may allow for the occurrence of prohibited causes such as (usury) ribā, (gambling) maysīr, (uncertainty) gharar and (obscurity) jahālah to occur should be examined. This study employs qualitative methods in gathering data from primary and secondary written sources, as well as applying methods of ijtihad and scholar opinions in assessing the status of these reward points and the rules that govern them. Among the study's findings is that reward point given by the owners of products and services can be classified as gift to customers and users, and it is permissible, and subject to the terms of the gift contract. According to this study, the more accurate and safe juristic adaptation is that the reward points are considered as condition to the gift.