Identifying creditworthiness criterions and financing approval process of Islamic banks in Indonesia

• Main Authors: Muhammad, Imaduddin, Sharofiddin, Ashurov
• Format: Conference or Workshop Item
• Language: English; English
• Published: 2020
• Subjects: HG179 Personal finance; HG3368 Islamic Banking and Finance; HG3691 Credit
• Online Access: http://irep.iium.edu.my/85225/1/85225_Identifying%20Creditworthiness%20Criterions_slides.pdf; http://irep.iium.edu.my/85225/2/85225_Identifying%20Creditworthiness%20Criterions-certificate.pdf; http://irep.iium.edu.my/85225/; https://www.embta.com/%E2%80%8Evenue-of-conference/

Providing financing facility by the bank depends on eligibility and creditworthiness. Creditworthiness is defined as how the banks determine the default probability and how worthy the potential clients to receive the credit facility (Feder et al, 1985 & Corazza et al, 2014). In assessing the ri...