Rangka kerja pengurusan risiko syariah institusi kewangan Islam: Suatu usaha menangani risiko ketidakpatuhan syariah global = Sharia risk management framework for Islamic financial institutions: Its global application in managing sharia non-compliant risk

• Main Authors: Hassan, Rusni, Yusoff, Adnan, Abdul Karim, Mohd Syahmi, Othman, Ahmad Azam, Omar, Muhammad Naim, Mohd. Napiah, Mohammad Deen, Abdullah, Mohamad Asmadi, Abdullah, Ahmad Najib
• Format: Article
• Language: English
• Published: Dewan Bahasa dan Pustaka 2017
• Subjects: H Social Sciences (General)
• Online Access: http://irep.iium.edu.my/57719/1/Rangka%20Kerja%20Pengurusan%20Risiko-Kanun-July%202017.pdf; http://irep.iium.edu.my/57719/; http://jurnalkanun.dbp.my/wordpress/wp-content/uploads/2017/06/6KANUN-16-JUN-2017-NSK.pdf

Institusi kewangan Islam pada masa ini tidak sahaja terdedah kepada risiko yang dihadapi oleh institusi kewangan konvensional, malah terpaksa berhadapan dengan risiko menurut perspektif syariah berdasarkan konsep kebertanggungjawaban syarak bagi memastikan semua operasi dan produk kewangan yang ditawarkan kepada pengguna memenuhi kehendak syarak. Oleh itu, semua institusi kewangan Islam perlu mewujudkan Rangka Kerja Amalan Pengurusan Risiko Syariah supaya dapat memantau pematuhan syariah dalam setiap aktiviti perbankan yang dijalankan. Kata kunci: Amalan Pengurusan Risiko Syariah, kepatuhan syariah, kewangan Islam, institusi kewangan konvensional, sistem perbankan In addition to the risks faced by traditional financial institutions, Islamic banks are widely exposed to sharia-related risks with regards to the need for ensuring compliance of its operational activities and financial products with Islamic law. In order to mitigate these additional risks, Islamic financial institutions are urged to establish a comprehensive ‘Framework for Sharia Risk Management’ that can help them monitor their banking, financing and investment activities in conformity with sharia principles and hence enhance their sustainability in the long run. Keywords: Sharia Risk Management Practices, sharia compliant, Islamic finance, traditional financial institutions, banking system