A structural equation model for evaluating user’s intention to adopt internet banking and intention to recommend technology
Although several prior research projects have focused on the factors that impact on the adoption of information technology, there are limited empirical research works that simultaneously capture technology factors (UTAUT2) and customer specific factors (perceived technology security and intention...
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my-unisza-ir.64342022-03-20T07:31:42Z http://eprints.unisza.edu.my/6434/ A structural equation model for evaluating user’s intention to adopt internet banking and intention to recommend technology Mazuri, Abd Ghani Samar, Rahi Abdul Hafaz, Ngah HG Finance T Technology (General) Although several prior research projects have focused on the factors that impact on the adoption of information technology, there are limited empirical research works that simultaneously capture technology factors (UTAUT2) and customer specific factors (perceived technology security and intention to recommend) helping users adopt internet banking. Thus, the current study aims to develop an integrated technology adoption model with extended UTAUT model and perceived technology security to predict and explain user’s intention to adopt internet banking and intention to recommend internet banking in social networks. A quantitative approach based survey was conducted to collect the data from 398 internet banking users. For statistical analysis, structural equation model (SEM) approach was used. Convergence and divergence with earlier findings were found, confirming that performance expectancy, effort expectancy, social influence, hedonic motivation and perceived technology security had significant influence on user’s intention to adopt internet banking. Additionally, IPMA analysis show that among all constructs hedonic motivation and perceived technology security had the highest impact on user’s intention to adopt internet banking. For researcher, this study provides a basis for further refinement of technology adoption model while for practitioner improving security factor (perceived technology security) may turn users towards adoption of internet banking. 2018-01 Article PeerReviewed text en http://eprints.unisza.edu.my/6434/1/FH02-FESP-18-13557.pdf Mazuri, Abd Ghani and Samar, Rahi and Abdul Hafaz, Ngah (2018) A structural equation model for evaluating user’s intention to adopt internet banking and intention to recommend technology. Accounting, 4 (1). pp. 1-14. ISSN 2369-7407 |
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HG Finance T Technology (General) Mazuri, Abd Ghani Samar, Rahi Abdul Hafaz, Ngah A structural equation model for evaluating user’s intention to adopt internet banking and intention to recommend technology |
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Although several prior research projects have focused on the factors that impact on the adoption
of information technology, there are limited empirical research works that simultaneously
capture technology factors (UTAUT2) and customer specific factors (perceived technology
security and intention to recommend) helping users adopt internet banking. Thus, the current
study aims to develop an integrated technology adoption model with extended UTAUT model
and perceived technology security to predict and explain user’s intention to adopt internet
banking and intention to recommend internet banking in social networks. A quantitative
approach based survey was conducted to collect the data from 398 internet banking users. For
statistical analysis, structural equation model (SEM) approach was used. Convergence and
divergence with earlier findings were found, confirming that performance expectancy, effort
expectancy, social influence, hedonic motivation and perceived technology security had
significant influence on user’s intention to adopt internet banking. Additionally, IPMA analysis
show that among all constructs hedonic motivation and perceived technology security had the
highest impact on user’s intention to adopt internet banking. For researcher, this study provides
a basis for further refinement of technology adoption model while for practitioner improving
security factor (perceived technology security) may turn users towards adoption of internet
banking. |
format |
Article |
author |
Mazuri, Abd Ghani Samar, Rahi Abdul Hafaz, Ngah |
author_facet |
Mazuri, Abd Ghani Samar, Rahi Abdul Hafaz, Ngah |
author_sort |
Mazuri, Abd Ghani |
title |
A structural equation model for evaluating user’s intention to adopt internet banking and intention to recommend technology |
title_short |
A structural equation model for evaluating user’s intention to adopt internet banking and intention to recommend technology |
title_full |
A structural equation model for evaluating user’s intention to adopt internet banking and intention to recommend technology |
title_fullStr |
A structural equation model for evaluating user’s intention to adopt internet banking and intention to recommend technology |
title_full_unstemmed |
A structural equation model for evaluating user’s intention to adopt internet banking and intention to recommend technology |
title_sort |
structural equation model for evaluating user’s intention to adopt internet banking and intention to recommend technology |
publishDate |
2018 |
url |
http://eprints.unisza.edu.my/6434/1/FH02-FESP-18-13557.pdf http://eprints.unisza.edu.my/6434/ |
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1728056365822246912 |
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13.153044 |