Multivariate Analysis of University Student’s Attitude Towards Financial Management.
Financial problems will arise when an individual does not practice a good financial management. Financial management consists of attitude, behavior, and knowledge in managing the financial. This study was conducted to identify the student's attitude in financial management in Universiti Sul...
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Main Authors: | , , , |
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Format: | Article |
Language: | English |
Published: |
2018
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Subjects: | |
Online Access: | http://eprints.unisza.edu.my/5900/1/FH02-FSSG-19-23526.pdf http://eprints.unisza.edu.my/5900/ |
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Summary: | Financial problems will arise when an individual does
not practice a good financial management. Financial
management consists of attitude, behavior, and knowledge in
managing the financial. This study was conducted to identify the
student's attitude in financial management in Universiti Sultan
Zainal Abidin (UniSZA). Students from 10 faculties and a total
of 336 respondents were involved in this study. Data collection
was conducted to collect information from the respondents
during a one-month period. Each information obtained analyzed
using the multivariate analysis to identify student's attitude
towards their financial management. Through multivariate
analysis, a total of 15 question that had been answered by the
students, only 3 questionnaires show the most significant answers
and varies from all the faculties with p-value < 0.05. One of the
identified variables revealed that the usages of credit cards upon
helping a person in a financial management were more preferred
by most of the respondents. Secondly, most respondents agreed
that cash money usage is better than a credit card. Thirdly,
respondents were aware of the risk in financial management
waits for them in the future. |
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