APA Citation

Phoong, S. W. (2019). Are we ready for mobile payment? Tanjong Malim.

Chicago Style Citation

Phoong, Seuk Wai. Are We Ready for Mobile Payment? Tanjong Malim, 2019.

MLA Citation

Phoong, Seuk Wai. Are We Ready for Mobile Payment? Tanjong Malim, 2019.

Warning: These citations may not always be 100% accurate.