Abd Karim, M. Z. (2003). Information technology and cost efficiency in Malaysian banking industry. Universiti Utara Malaysia.
Chicago Style CitationAbd Karim, Mohd Zaini. Information Technology and Cost Efficiency in Malaysian Banking Industry. Universiti Utara Malaysia, 2003.
MLA引文Abd Karim, Mohd Zaini. Information Technology and Cost Efficiency in Malaysian Banking Industry. Universiti Utara Malaysia, 2003.
警告:這些引文格式不一定是100%准確.