APA Citation

Ottavia, O. (2011). Sme Loan Decision-Making Process: The Declining Role Of Human Capital. Asian Academy of Management (AAM).

Chicago Style Citation

Ottavia, Ottavia. Sme Loan Decision-Making Process: The Declining Role Of Human Capital. Asian Academy of Management (AAM), 2011.

MLA Citation

Ottavia, Ottavia. Sme Loan Decision-Making Process: The Declining Role Of Human Capital. Asian Academy of Management (AAM), 2011.

Warning: These citations may not always be 100% accurate.