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Hybrid harmony search-artificial intelligence models in credit scoring by Goh, Rui Ying

“…To the best of our knowledge, Harmony Search (HS) has yet to be utilized with SVM and RF in this domain. …”
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Humanizing Technology: The Role of Quranic Etiquettes and Shariah Ethics in AI-Based Learning Environments by Ayesha Siddika

“…Most respondents emphasized the humane aspects of knowledge over machine learning. The findings also recommend redesigning and modifying AI algorithms to incorporate etiquette from the Quran and Shariah-based principles. …”