Search Results - (( develop loan application algorithm ) OR ( java binary classification algorithm ))

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  1. 1

    An ensemble learning method for spam email detection system based on metaheuristic algorithms by Behjat, Amir Rajabi

    Published 2015
    “…In order to address the challenges that mentioned above in this study, in the first phase, a novel architecture based on ensemble feature selection techniques include Modified Binary Bat Algorithm (NBBA), Binary Quantum Particle Swarm Optimization (QBPSO) Algorithm and Binary Quantum Gravita tional Search Algorithm (QBGSA) is hybridized with the Multi-layer Perceptron (MLP) classifier in order to select relevant feature subsets and improve classification accuracy. …”
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  2. 2

    Algorithmic Loan Risk Prediction Method Based on PSO-EBGWO-Catboost by Chen, Suihai, Bong, Chih How, Chiu, Po Chan

    Published 2024
    “…Under the background of big data, it is of practical significance to prevent loan risk by the machine learning algorithm. Aiming at the characteristics of unbalanced loan data and high noise, this paper proposes an improved Gray Wolf optimization strategy (PSOEBGWO). …”
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  3. 3

    Loan default prediction using machine learning algorithms: a systematic literature review 2020 -2023 by Soomro, Anam, Zakariyah, Habeebullah, Aftab, S.M.A., Muflehi, Mohamad, Shah, Asadullah, Meraj, Syeda

    Published 2024
    “…This study conducts a systematic literature review (SLR) on the prediction of loan defaults using machine learning algorithms (MLAs) from 2020 to 2023. …”
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  4. 4

    A Requirement Model For Online Web-Based Car Loan Management System For UUM Bursary by Alkhaldi, Ayman Nader Abdellatif

    Published 2008
    “…The staffs have to come personally to the bursary to apply for car loan. And they are facing many difficulties when they intend to fill the application form for car loan. …”
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    Clustering Based on Customers’ Behaviour in Accepting Personal Loan using Unsupervised Machine Learning by Lim, Wai Ping, Goh, Ching Pang

    Published 2023
    “…This research explores the application of unsupervised learning, a subset of Artificial Intelligence (AI), to analyze customer behavior in accepting personal loans within the banking sector. …”
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    Predicting credit risk of the small medium enterprises using modified KMV model / Shakila Saad by Saad, Shakila

    Published 2022
    “…It implies that this method is one of the viable alternatives that bank institutions can use in determining the credit risk of the SMEs when approving loan application.…”
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