Qualitative study on the factors affecting the occurrence of agency problem in microenterprise financing in Baitul Maal wa Tamwil

• المؤلفون الرئيسيون: Martiana, Andri, Kassim, Salina, Zakariyah, Habeebullah, Raihanun, Siti
• التنسيق: مقال
• اللغة: English
• منشور في: Universitas Muhammadiyah Yogyakarta 2024
• الموضوعات: HG Finance; HG3368 Islamic Banking and Finance
• الوصول للمادة أونلاين: http://irep.iium.edu.my/118600/7/118600_Qualitative%20study%20on%20the%20factors%20affecting%20the%20occurrence.pdf; http://irep.iium.edu.my/118600/; https://jiebr.umy.ac.id/index.php/jiebr/article/view/323/69; https://doi.org/10.18196/jiebr.v4i2.323

Baitul Maal wa Tamwil (BMT), a financial cooperative organization, managed by people, can provide informal funding for households. However, the agency problem poses challenges for financial institutions operating in that micro sector, as financiers may struggle to monitor borrower characteristics, e...